In my opinion, your question can be understood in two ways:
If you understand it from a pessimistic perspective, what you mean is that you cannot make ends meet, live in debt, or live on debt. I believe there are some ways to live life with credit card TX, but not too many, because credit cards have limit limits. Once the limit is exhausted, or the overdue bill is not paid and is frozen by the bank, the credit card can no longer be used, so It is said that living on credit cards can only be a short-term behavior of a few people.
From an optimistic point of view, it is using credit cards to make money to support oneself. This is quite popular. There are many masters in the card circle. The money they earn from playing cards is probably more than their full-time salary. There are also a lot of wool. Party, playing cards is also a great time.
If you are referring to the pessimistic aspect, then I hope you can slowly learn how to use your credit card well and slowly change to an optimistic direction. No matter what the situation, using your credit card well will be beneficial to you. Life helps.
As a post-90s generation, I have been using credit cards for consumption for two years, and I love it so much that I can’t help myself.
Before I had a job and came into contact with a bank, I always hated credit cards. Maybe it was because I had been exposed to too many negative news about credit cards, so I felt that using credit cards was not a positive and beneficial way of consumption. After I started working, I was forced to apply for my first credit card. The credit limit was high and there were many activities. I started to love it after using it. I am a healthy and active consumer, pay off my debts on time, enjoy various activities with credit cards in shopping malls, and use points to redeem coupons and small gifts that I want. If you can actively use your credit card normally and repay it on time without affecting your personal credit, it is still worth trying to use it.
Although I like to use them, I am not someone who lives by credit cards.
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