1. Transfer from credit card to peer debit card is regarded as cash advance by credit card, so the charging standard in this case is the same as cash advance by credit card.

2. When the cardholder transfers money from a credit card to a debit card, the bank will charge a handling fee of 1% (minimum 10 yuan) of the transfer amount, and the bank will compound interest at the rate of 0.5 ‰ per day from the date of transfer.