Credit card lawsuits will go to court. According to relevant regulations, if the plaintiff refuses to appear in court without justifiable reasons or leaves the court midway without the permission of the court after being summoned by a subpoena, the case may be treated as withdrawn; if the defendant refuses to appear in court without justifiable reasons or leaves the court midway without the permission of the court after being summoned by a subpoena. , the People's Court may make a default judgment based on the plaintiff's claims and the evidence materials submitted to the court by both parties.

The other party goes to court to sue, and the court reviews and files the case. The other party applies for property preservation. The bank cards in your name will be frozen without your knowledge. They may freeze all the bank cards, or only the ones with the most money, or only the one with the most money.

Because it is still unclear whether it is a joint debt between husband and wife, so only your bank card is frozen. Whether the Alipay and WeChat change in your name will be frozen depends on the plaintiff.

Article 30 of the "Several Provisions of the Supreme People's Court on the Application of Summary Procedures in the Trial of Civil Cases":?

The plaintiff, after being summoned by subpoena, refuses to appear in court without justifiable reasons or fails to If the court allows the court to leave the court midway, the case may be dismissed; if the defendant refuses to appear in court without justifiable reasons after being summoned by subpoena, or the defendant leaves the court midway without the court's permission.

The People's Court may make a default judgment based on the plaintiff's claims and the evidence materials submitted to the court by both parties. If the case is dismissed or a judgment is made in default, the people's court may serve the judgment document to the party who did not appear in court at the service address provided by the party.