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How to manage credit cards well
First, after getting a credit card, the online consumption limit of the credit card cannot exceed 60%. This is to prevent excessive consumption and investment caused by online shopping addiction.

Second, the credit card must handle the electronic statement, go to the mailbox regularly, and have SMS reminders, so as to grasp the use of the credit card more timely and avoid overdue repayment, insufficient repayment, and even excessive interest loss.

Third, do a good job in the registration of credit cards, and you can't miss credit cards, lose credit cards, economic losses caused by expired credit cards, and losses caused by others' theft because there are too many credit cards.

Fourth, be sure to open the mobile phone information to verify. After shopping, you can know the consumption of credit cards and the stay of funds in time, and you can also avoid the possibility of being overused or misappropriated by others. If you have a supplementary card, you can have a backup of the funds.

Don't put the credit card and the mobile phone together, because the radiation and signal of the mobile phone will degauss the credit card and directly affect the normal use of the credit card.

6. Don't arbitrarily increase the temporary installment credit line. If there is no big expenditure plan in the near future, we must make reasonable arrangements for the use of credit cards to avoid the decline of quality of life and repayment ability due to excessive interest.