Taking Guangfa Credit Card as an example, you can withdraw cash at ATMs with UnionPay logo in China and ATMs with UnionPay /VISA/Master logo abroad, and overdraft withdrawal will charge fees and interest, and the amount and times of withdrawal are limited every day.

CGB Credit Card Withdrawal Fee:

1. handling fee: domestic overdrafts are charged at 1%-2.5% of the principal, with a minimum charge of 10 yuan for each transaction according to the customer's credit standing. Self-owned deposits/platinum cards are exempt from handling fee (the preferential period ends at February 2020, 65438+3 1, and diamond cards (. Overseas (including Hong Kong, Macao and Taiwan) is charged at 3% of the principal, with a minimum charge of 15 yuan/USD 3. There is no extra charge for cross-bank cash withdrawal;

2. Withdrawal of interest: from the date of cash withdrawal, interest will be accrued daily according to the overdraft principal, with a daily interest rate of 0.5 ‰ and an annualized interest rate of 18.25% until the principal and handling fee are fully paid off.

(Response time: August 2020 10. Please refer to the latest business changes announced by Guangfa official website. )