EMV is a unified technical specification for the global application of bank chip cards jointly formulated by Europay (Europay was later merged into MasterCard), MasterCard, and Visa. Bank cards that comply with this specification have higher performance than traditional magnetic stripe cards. safety and versatility. Currently, only 6 banks across the country have implemented the migration of EMV technology, and only ICBC has issued EMV standard chip cards. This Peony Platinum (chip) card is launched for people with an annual consumption of more than 100,000 yuan. It has two accounts in RMB and US dollars. It adopts a chip and magnetic stripe dual-media design model that is in contact with the international payment security standard EMV. . This Visa Platinum Card provides cardholders with a series of high value-added services such as airport lounges, aviation accident insurance, Visa Platinum Secretary, and Platinum Card SOS. Personal gold cards are divided into VISA personal gold cards and UnionPay personal gold cards. In terms of currency, they are divided into single currency cards (RMB) and dual currency cards (RMB and US dollars). Yidai Credit Card is a brand new bank card. It uses credit cards as a medium, allowing cardholders to shop and consume in installments at designated merchants. This card cannot be used for cash withdrawals and transfers, and can only be used for consumption. Cardholders can automatically repay their wages according to their self-set installment payment period through their salary payment account at ICBC. In addition, a credit card is a debit card. Credit card is a special carrier card issued by commercial banks to individuals and organizations, which can be used for shopping and consumption with special organizations and depositing and withdrawing cash from banks. It has consumer credit. It is in the form of a card with the name of the issuing bank, validity period, number, and number printed on the front. Cards containing the cardholder's name, etc., and a magnetic stripe and signature strip on the back. What we call credit cards now generally refers to credit cards only.