1. The application procedure is simple and convenient
No guarantor, no deposit, no need to deposit cash in advance. You only need to fill in the BOC Credit Card application form and attach your identity documents, You can enjoy premium services with copies of documents proving your permanent residence and financial resources.
2. One card, two currencies, global travel
BOC Credit Card opens RMB and USD accounts for you, supporting card consumption and cash advances at home and abroad. Domestic transactions are recorded in RMB and overseas transactions are recorded in US dollars.
3. Revolving credit, free interpretation
Consumption first, repayment later, with an interest-free period of up to 50 days, making your financial management more flexible and allowing you to enjoy your credit freely.
4. Consumption points and wonderful rewards
The BOC Credit Card “Monthly Brush and Enjoy” consumption points reward program is extremely rich in content. All BOC Credit Card holders will automatically join after successfully applying. The plan. For every RMB 1 (or USD 1) you spend or withdraw cash with your BOC credit card, you can earn 1 point (or 8 points). If you accumulate enough consumption points, you can exchange for up to 27 kinds of rich gifts in five categories, including: flight miles, annual fee waivers, insurance gifts, IP phone cards, travel vouchers, etc. Gift content will continue to increase to provide you with more choices.
5. Exclusive services and superiority
BOC Credit Card provides you with a number of exclusive services, including:
●For you at home and abroad Provides various special preferential merchants covering catering, entertainment, fitness, shopping, etc.;
●Enjoy Ctrip membership benefits with BOC credit card number;
●Enjoy Hertz International car rental with BOC credit card The company's special car rental offers.
6. Zero risk of reporting loss
If your Bank of China credit card is lost or stolen, just call the 24-hour customer service hotline (86) 40066-95566/86-10-66085566 to get it done. After reporting the loss, you no longer need to bear the risk after reporting the loss, so you can sit back and relax.
7. Worry-free Transactions
If a large transaction or abnormal transaction occurs with BOC Credit Card, we will detect and confirm it with you as soon as possible to relieve your worries.
8. Intimate care and customized supplementary card limit
You can apply for an supplementary card for a designated immediate relative who is over 16 years old, and freely specify the credit limit of the supplementary card ( Supports integer multiples of 10, up to 100).
9. Foreign exchange purchase and repayment, convenient and fast
The foreign exchange purchase procedures are more simple and flexible. Overseas consumption can directly handle RMB foreign exchange purchase and repayment with the current statement.
10. One world, Chinese service
Bank of China credit card members can only enjoy the cordial Chinese service provided by Bank of China’s local outlets in 20 countries and regions around the world, allowing you to stay in a foreign country. You can enjoy consistent Chinese service all over the world.
In addition to the above ten major functions, BOC Credit Card also provides a variety of professional services such as emergency card replenishment, emergency cash replenishment, and temporary or long-term credit increase.