Use a CITIC credit card to buy things at CITIC Mall. If the credit card limit is not enough, you cannot pay in installments. You can deposit funds to make up the difference and then make installments.

① Installment payment is interest-free;

② Depending on the number of installments, you only need to pay a certain amount of handling fee;

③ Purchase items in bank credit card malls, No handling fee;

④ If the repayment must be completed before the monthly repayment date, you can enjoy the interest-free policy;

⑤ The maximum installment amount is equal to the maximum authorization limit of the credit card;

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⑥ Once the installment payment is applied for, the corresponding amount in the card will be frozen immediately;

⑦ Repay one amount and unfreeze one amount;

⑧ If the amount is sufficient, multiple installments can be made .