We all know that credit card is an important card in our life. It can solve our economic problems in time. I believe many people will use different repayment dates of multiple credit cards to realize repayment. In fact, this is an act of cashing out. In fact, it may cause a lot of trouble to cash out through credit cards.

1. It is easy for the bank to judge that there is a cash-out behavior

The bank explicitly prohibits the cash-out behavior of credit cards. Once the cash-out behavior is found, the card will be reduced slightly and the legal responsibility will be investigated.

2. Handling troubles

With more credit cards in hand, daily handling becomes very troublesome, and more land is used. Remember to repay each card in time. In addition, many credit cards are easy to be lost, and once they cannot be found, it is very troublesome to report the loss or cancel them.

3. Too many credit cards may affect loans in the future.

The total amount that the bank gives to everyone is limited. The more credit cards you use, the greater the credit limit you will consume. If you apply for a large loan from the bank, you may fail, so try not to apply for too many credit cards and don't cash out circularly.

in a word, it's a lot of trouble to cash out credit cards in cycles, so let's just swipe our cards honestly!

First of all, we should understand that the ultimate goal of issuing bank cards is to make profits. As for how much and how to use the credit limit of your card, the bank will not pursue it, and there is no corresponding regulation to explain it, but it will definitely crack down on cash withdrawal. That is to say, no matter how much your card is, and no matter how you spend it, some people will still raise the amount, and some people will cash in, and the handling fee is not low, but they still can't escape the reduction of the card.

which banks will be listed as cashing out?

1. The line span is obvious.

Actually, it is not afraid that the line will burst, which means that the bank's income will be higher. However, no matter what the line of cards is, the consumption must be stable, so don't make dozens of swipes. Suddenly, a large line comes, and the bank also takes the merchant channel where it does not make money. This is very troublesome. This is not to remind you once, but it is often only after three times.

2. The number of transactions in the same merchant is frequent

People who do this professionally have a lot of POS machines. Maybe they have entered the bank's risk control system, but you have to join in the fun.

3. It is the most important thing to empty the bill immediately after paying it

, because once it is discovered, not only your card collection will be monitored, but also the POS machine of the merchant will be monitored at the same time. Everyone with a discerning eye knows what you are doing, and the bank will certainly understand it. The direct account shows that you are short of money. Unless you go to a standard merchant every time, it will appear several times, and the amount reduction is certain.

4. Card swiping behavior in the middle of the night

Most businesses are generally open from 8: am to 11: pm, but they are also open 24 hours a day. But pay attention to your frequency, it doesn't matter once or twice. If you swipe your card more often during non-business hours, the bank will also notice you. Under proper control, you can swipe it during the day. After all, you can't avoid the handling fee.

The risk of credit card swiping is still very high in the eyes of banks, so friends should reserve a certain amount as far as possible. At least, the books show that you are not so short of money. Try to avoid high-risk credit card swiping, spend rationally and use cards rationally.