You don’t need a salesperson. You can go directly to the bank or go to the door of the commercial building at night to apply.

When you go to the Agricultural Bank of China, just bring your ID card and a copy of your ID card.

You can apply for an overdraft limit of 2,000.

If you want a high overdraft amount, go to China Merchants Bank or Bank of Communications and prepare other materials, such as salary certificates, etc. You can directly apply for an amount of about 10,000