If you apply for consumption installment for 8,000 yuan (if you spend 1,000 yuan or more in a single transaction with a CCB credit card, you can apply for consumption installment before the bill is settled), the handling fee for the three installments is 0.7%, and there is no interest. Calculated, the monthly handling fee is 8000*0.007=56 yuan. The total handling fee for 3 months is: 56*3=168 yuan. The principal is: 8000/3=2666.67 yuan. The total monthly repayment is: 56+2666.67= 2722.67 yuan. In addition, consumption installments must be processed from after consumption to 2 days before the latest bill date. You can register as a real-name user on the CCB credit card website, go to the "Credit Card Home Page", select the unbilled RMB account, click the "Apply for Consumption Installment" button, select the number of installments, confirm the application information and submit.