When it comes to credit card application channels, many people will think of bank outlets and online banking. There is also the fastest way to apply for a card, that is, WeChat application. How fast can it be? Let's take a look together.

As far as we know, all major banks have launched WeChat card service, especially prime banks such as Bank of Communications, Bank of China, CITIC, Shanghai Pudong Development Bank, Guangfa Bank and China Merchants Bank. The application, registration, review and authentication of credit cards can be completed through WeChat platform.

For the applicant, WeChat does not need to prepare complicated information in advance to apply for a credit card. As long as you have a smart phone, you can log in to the official micro-page 24 hours to apply, which not only eliminates the trouble of queuing at the outlets, but also is not limited by the time and place of application. After submitting the application, you can also check the progress of card processing online.

For banks, customers apply for credit cards through WeChat, and the submitted materials are directly submitted to the credit card center, which does not require electronic entry of customer information and data collation, and also improves the audit efficiency and shortens the audit time to a certain extent. Compared with the counter card application, this application method is undoubtedly very fast.

In addition to using the card quickly, the security protection of the WeChat card is also remarkable. All the information of the applicant is filled in privately by the cardholder himself on the Internet, so that there is enough time for proofreading, which effectively avoids the information leakage that the applicant may encounter when handling on websites and outlets.

In addition, in order to attract more customers to apply for cards through WeChat, many banks have launched preferential activities, some of which are gifts in kind and some are gifts of points. If you have friends who need to apply for a card, you can consider doing it like this, and finally give you a WeChat card procedure.

Steps for WeChat to apply for a credit card

1. Open WeChat and pay attention to the official account of bank credit card WeChat;

2. Enter the official account of WeChat, find "Do Card" and open the application interface;

3. Select the credit card to be processed in the interface and fill in the application form according to the prompts.

4. Complete the information in the application form and submit it.

Tip:

You can wait for the bank to check the information before approving the credit card. Because WeChat credit card application is also an online application, the bank will call back during the review process, so don't miss the bank's call, otherwise it will be easily rejected by the bank. .

Is it easy for WeChat to apply for a credit card? Card skills are the key.

Wechat applying for a credit card is also an online application. You can do it online without queuing in the bank. WeChat pays attention to the official account of the bank WeChat. Although this way of handling cards is convenient, there are still card friends who are worried about whether they can pass. So, is it easy for WeChat to apply for a credit card? What are the card handling skills? Let's have a look.

Is it easy for WeChat to apply for a credit card?

In fact, whether the application for a credit card can be passed is not directly related to the channel for handling the card. What matters is whether the applicant's qualification and credit pass the test.

As long as the applicant meets the basic requirements, such as age, stable job and income, and no bad credit, it is relatively easy to apply for a card in any channel. However, WeChat cannot submit paper proof, so it is necessary to master some skills when applying, which will help to improve the success rate of application.

Mainly from these aspects:

1, fill in the complete information. When WeChat applies for a credit card, the applicant needs to fill in personal information as required, which generally includes personal identity information, work information and property information. Although some information is unnecessary, the more detailed the information, the smoother the credit card processing will be, so try to fill in all the information.

2. Choose the right credit card. For the first time, don't just stare at the platinum card. Instead, choose credit cards with low thresholds, such as Puka and Gold Card. It will be more confident to apply for a credit card first, and then apply for a platinum card with the card 1 year.

3. Fill in quality customers as references. Banks prefer applicants introduced by high-quality customers, and high-quality customers have these characteristics, such as good personal credit, no overdue records, a card limit of not less than 30,000, a card use time of more than 2 years, and a high frequency of swiping cards.

Is the success rate of WeChat credit card application high?

1. The success rate of WeChat credit card application depends on personal credit. The better the credit, the higher the success rate.

2. Because WeChat's credit card application is a pure online application, banks can only judge personal qualifications through the card information. Therefore, in order to avoid the rejection of card application, the card application information must be perfect and true. In addition, we must have a good credit report, otherwise no matter how good the economic strength is, it is useless.

It is worth mentioning that if you want to ensure the high success rate of applying for a credit card, you'd better bring your personal identification and additional financial proof to apply at the counter of a bank branch or find a salesman to apply for a card.