The convenience of applying online is that you do not need to provide proof of financial resources, and if you apply with an online banking shield, an interview is not required.
Since banks have applications in this way, they must have ways to review them. First, they can check your personal payment status through credit checking, such as social security and provident fund. This is a standard that reflects your unit and income. In addition, they will definitely check your personal credit situation in the bank's credit reporting system, including your situation in other banks. It should be reviewed based on this information.
However, because online applications do not require proof of financial resources, the amount given is generally not too high. If you want a higher amount, it is recommended that you provide more proof of financial resources, such as real estate, car ownership and China Construction Bank. Go to the branch to apply for a time deposit certificate, etc. The more information you provide, the more helpful it will be for the credit limit review of your card.