Can't exchange cash, mainly gifts, gas bills, phone cards, etc. There is no such thing as direct cash exchange. But it can be converted into cash indirectly.

1, credit card points can be redeemed for air miles and, to a certain extent, air tickets. Then you can find some people who do air ticket transactions, exchange points for air tickets according to their needs, and then sell them points to get cash.

2. Many bank credit card points can also be exchanged for movie tickets, and then the exchanged movie tickets are sold to get cash;

3. You can still get cash by exchanging points for gifts in the credit card mall and then selling them online.

Give gifts to each other, offset consumption, etc. At the bank. But many customers forget to use these points for one reason or another after spending. There is no problem with the points that can be saved permanently, but some banks will automatically "clear" the points after one or two years.

It's actually quite simple. His principle is to convert the cardholder's points into gifts. Then collect the gifts in cash according to a certain proportion of the value, and then concentrate on selling the gifts.

And the cardholder gets the corresponding cash in his own hand. This is how to convert credit card points into cash.

You can consider converting points into cash in this way. After all, most banks have a time limit. If it expires, it will never come back. It is also a waste not to use or exchange.

The major banks do not support the direct conversion of credit card points into cash, and most of them are virtual goods or objects in integral mall. At present, some banks also support the conversion of points into credit card fees or fee reduction. For example, in the WeChat wallet card binding interface, the credit card points of Shanghai Pudong Development Bank can be directly converted into fee reduction and exemption. However, if you want to convert points into cash and withdraw them into bank cards, the official channels do not support it at present.

China's credit card market is still one of the fastest growing product lines in China's personal financial services market. Although the economic benefits of the industry are full of challenges, the average annual growth rate of credit card issuance in China will remain at around 65,438+04% in the next 65,438+00 years, and the profitability will also tend to improve. It is estimated that by 2020, the cumulative number of credit cards issued in China will exceed 800 million.