1. Which bank’s credit card offers more discounts in Shanghai? Do you have any recommendations? I heard that China Merchants Bank’s credit card can provide interest-free loans to buy Apple mobile phones. Pu’an Bank’s
Ping An Bank also has activities
2. Is it better to pay in installments or to pay in full for the Shanghai brand?
Whether the Shanghai license is paid in installments or in full depends mainly on your financial situation and investment and financial management capabilities. If you have a small budget or no problem with funds, but you have good investment targets, of course you can pay in installments. . If you have sufficient funds and no investment projects, you can also pay in full. Nowadays, with the new interest-free installment payment method for car purchase, you can also enjoy interest-free installment service when purchasing a Shanghai license plate. This is a brand-new initiative in car sales services. When car dealers launch a wide variety of loan services, car loans are nothing new. This is good news for friends who have a tight car purchase budget and have to choose foreign brands.
3. Regarding Shanghai General’s interest-free loan for car purchases
Let me tell you clearly that there is no free lunch!
The interest rate of General Financial is generally about twice as high as the interest rate of a bank car loan! For "some models" General Financial may provide interest discounts or even interest-free, but there are conditions - either high handling fees or financial service fees, or full insurance. Or equipment! As for why, you know
4. Where can you get interest-free loans in Shanghai?
Basically, it is impossible to get an interest-free loan from a bank, unless you are applying for a personal business loan project , obtain the national entrepreneurial fund, and obtain interest-free loans directly from the government. However, you can recommend Yidai China to get a loan, which waives the loan handling fee.
If you need a loan, we recommend Yidai China’s advisory loan service—you only need to submit your application online, and Yidai China will review it for you as quickly as possible and solve your problems— You only need to fill in your loan needs and information (no need to fill in personal identity information and other privacy), Yidai China's financial planners will analyze your loan needs and information, and then choose the one that suits you at your location The bank will contact you. During this process, you have the right to choose any bank until you are satisfied.
According to your personal situation, this kind of loan is specially recommended here. You can try it——
Quick application channel for loan, amount: 0.5-5 million yuan:
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/QuickLoan/index.jsp?dashi=minxin0301
Easy Loan China is an online platform for applying for loans. It cooperates with more than 120 banks/microfinance companies across the country, including China Banks, Industrial and Commercial Bank of China, Shenzhen Development Bank, Standard Chartered Bank, Industrial Bank, Shanghai Pudong Development Bank, etc., accept online applications for loans from all over the country.
Yidai China loan application process: Online application - Yidai China financing consultant contacts the applicant and verifies - Submits application to bank/microfinance company - Bank/microfinance company contacts applicant ——Sign the loan contract. One application for business, multiple funding institutions responded! Generally, the application time for personal loans is 1 to 2 weeks, and the application time for business loans is 2 weeks to 1 month! It saves borrowers the time of visiting major banks and reduces non-loan costs!
Yidai China Yidai China has many types of loans, including personal credit loans and housing loans, which are free of service fees nationwide, while other Types of loans will charge a service fee of 2-3. This is the lowest service fee in the industry, saving borrowers expenses other than the loan, and we solemnly promise that we will never charge task fees before getting the loan!
Friendly reminder: The online application will be reviewed on the same day (9:00-18:00, except weekends). Please keep your phone/mobile phone open so that the financing consultant can contact you to verify the situation. If the application is not verified by phone three times, If approved, the loan application will not be approved and the loan application will be considered invalid.
Generally, after applying online, a financing consultant will contact you by phone on the same day (9:00-18:00) to provide the loan applicant with a suitable financing plan.