1 card cancellation: If our credit card is frozen due to loss reporting, multiple wrong passwords, etc. , can not be used normally, you need to apply to the bank for thawing before using it.

2 Change cards: Although the current credit cards are usually chip cards, some cards are still magnetic stripe cards. If it is a magnetic stripe card, electrical appliances that have been exposed to strong magnetic fields such as mobile phones, televisions and microwave ovens for a long time will be demagnetized and cannot be read. At this time, you can apply for a replacement card, and some banks may charge.

3 Remove the risk: If the bank card is stolen or swiped in a large amount in an area where the cardholder has never swiped the card, it will be monitored by the banking system, and the bank will determine that the card is at risk of being stolen, and then display the abnormal transaction. After the bank card service is suspended, I need to go to the counter with my card and ID card to handle related business.

4. Improve and update information: The basic information reserved by banks mainly includes name, address and identity information. If the information is incomplete, does not match the real identity or the certificate is expired, it is likely that the bank will restrict the transaction. We can bring relevant documents to the bank to fill in the information. If the ID card has expired, we need to reissue it.

If you need to cancel the non-counter suspension, you need to bring your valid personal ID card and bank card to reactivate it. I can use it normally after activation, but online activation is not supported for the time being. The central bank stipulates that banks should suspend the counter business of accounts with no transaction records within 6 months from the date of opening an account, and suspend all business such as account receipt and payment.

When we use a bank card, if we suddenly find it unusable, it is usually that the bank card has suspended the counter transaction. This will bring a lot of inconvenience to our work and life. So what is the main reason for this situation? How to solve it?

You can still withdraw money by suspending over-the-counter trading. Generally speaking, banks suspend over-the-counter transactions and cannot handle business in mobile banking, online banking and ATM machines, but users can bring their valid personal identity documents and bank cards to the counters of bank outlets to handle business.