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I just used my mother’s ID card to apply for a credit card online. Can it succeed?

I just used my mother’s ID card to apply for a credit card online. Can it succeed?

It can’t be done. Credit cards generally need to be applied for in person. After applying for a credit card online, you generally need to go to the counter to sign.

There are two main requirements for credit card application:

1. Age requirement: 18-60 years old;

2. Have a stable job and source of income.

2. Materials and documents required for application:

1. Domestic residents only need to provide: completed and signed application form, identity certificate file, residence certificate file , income certificate file;

2. Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: Foreigner’s residence permit (the reason for residence must be employment) or employment permit for foreigners/Hong Kong, Macao and Taiwan;

3. If you are a private owner, in addition to the above information, you must also provide: a photocopy of the industrial and commercial business license showing the applicant’s name, company name and date of business commencement.

3. If you want to apply for a credit card with a relatively large limit, you need to provide proof of good financial strength, such as: a photocopy of the real estate certificate, a photocopy of the car driving license; a bank loan account (with good credit, no more than 10% overdue) 60 days) or a copy of the deposit receipt, etc.

4. Application methods:

1. Apply at the bank counter;

2. Apply on the official credit card website;

3. Apply to the bank for credit card Apply as a salesperson;

4. You can apply on WeChat; Can I apply for a credit card online with my ID card?

If you meet the application conditions for China Merchants Bank credit card, you can try to apply. The most important requirements for applying for a China Merchants Bank credit card are that you are between 18 and 60 years old (25 to 60 years old for foreigners), have certain financial capabilities and have a good credit record. The credit card application result shall be subject to our bank's actual audit. The necessary application files are a copy of your identity certificate and employment certificate. If you can provide other financial proof files, it will be more helpful for us to understand your personal situation and determine your credit limit.

If you are interested in China Merchants Bank credit card and have never held a credit card from our bank, you can apply in the following 4 ways:

1. Please log in to the credit card website and select "Apply" "Credit Card" - "New Customer Application";

2. Please bring your original identity certificate, employment certificate and financial certificate files and go to any branch of China Merchants Bank to apply in person;

3. You can also call the customer service hotline, select "3#" in the voice message to apply for credit card consultation, and then select "1" to transfer the service specialist to register for you and notify our local staff to contact you to confirm the application.

4. If you have applied for the professional version of our bank’s online banking, you can apply through the professional version.

Please note that credit card verification will be subject to the final audit result. Can I use my mother’s ID card to apply for a credit card?

Conditions for applying for a credit card:

Aged 18 and not over 65 years old;

A second passport is required. Proof of ID card;

Proof of employment and income stamped with the financial seal of the unit;

No bad credit record;

Other proof of financial resources, such as real estate, Cars, stocks, bonds, etc.

Credit card application process:

Fill in the application form;

Provide personal information to the bank, and photocopies of the information;

Send by the bank To the credit card center;

The credit card center will conduct audit, card printing, and card issuance;

After I get the card, I will open the card and wait for the password letter.

Being over 18 years old is a mandatory requirement for applying for a credit card. However, without proof of employment, it is easy to be rejected when applying for a credit card. Therefore, if you do not have an employer, it is best to have real estate or a car under your name. If you have fixed assets or a stable source of income, you can also go to the bank where the transaction occurs to obtain a bank statement and apply to the bank. If your income source is relatively stable, your application success rate is still very high.

I have a problem with credit card application. I want to use my mother’s ID card and social security card to apply for a credit card. How can I apply online?

I can’t apply for it with my mother’s ID card and ID card alone

And , you go behind your mother’s back to apply for it, please think twice, credit cards are not for people with no income.

The application requires the following:

1. Personal identity card

2. Proof of income stamped with the company’s official seal or personnel seal

3 , application form

4. Things that are not necessary but can increase the success rate of the application and increase the limit: any bank account statements, time deposit certificates, car driving licenses, real estate certificates, equity certificates, other fixed asset certificates, engineers Certificates and other high-level professional title certificates or qualification certificates. Can others use my ID number to apply for a credit card online?

No. Now you have to bring your ID card in person. Including ordinary bank cards. Not to mention a credit card.

Can I apply for a credit card online with someone else’s ID card?

No; that will bring a lot of trouble to others! Can I apply for a credit card online with someone else’s ID card?

Hello,

No, it is illegal.

You can only use the ID card on your mobile phone to apply. .

Satisfied with the answer,

Please accept it,

Thank you. How do I know if I have applied for a credit card online with my ID card?

Check your personal credit report. Your personal credit report is your "credit file", which comprehensively and objectively records credit activities, such as repayment of loan principal and interest, and credit card overdrafts. situation, etc. It mainly includes the following information: Basic information: including name, ID number, home address, workplace, etc. Credit card information: Which banks' credit cards have you applied for, the credit card's overdraft limit and repayment records, etc.

1. Take your ID card to the nearest branch of the People’s Bank of China to print a personal credit report.

If you have any questions, ask, if you are satisfied, remember to accept it,

If you have other questions, you can also click my name and ask me for help

Answering the question is not easy,

Sorry if the answer is not complete.

Please adopt the correct answer that comes the fastest! Thanks! Can someone apply for a credit card online with my ID card?

You can apply online, but you don’t have to worry. Even if the application is approved, you need to go to the counter to sign with the original document, and you won’t be able to pass it by then. What if? That person looks a lot like you, and the bank is fully responsible. . .