1. The probability of serious illness is too high: the pollution in today's society is too serious, the environment in which people live is getting worse, food safety problems are too severe, coupled with the fast pace of life, high pressure, poor habits, and genetic and other factors, the incidence of serious illnesses is increasing. In fact, as long as people are alive, they will have health problems. Now the proportion of serious diseases in a person's life is 72.18%. People will almost always have serious diseases in the end. It's just that some people have accidents in advance. Since it must happen things, why not prepare in advance?

2. The incidence of serious diseases tends to be younger: In recent years, "senile diseases" such as cardiovascular and cerebrovascular diseases, tumor diseases, and cervical spine diseases have become increasingly younger. The bad habits of young people are causing this problem. In addition, due to high work pressure, fierce competition and other reasons, many white-collar workers have serious psychological problems, long-term psychological problems and overwork, which eventually lead to physical lesions and a series of health problems.

It is not uncommon for young people in their 20s to suffer from cardiovascular and cerebrovascular diseases: “In the 1990s, very few people in their 20s suffered from cardiovascular and cerebrovascular diseases, but now it is relatively common for young people to suffer from myocardial infarction. "Liu Xiqiang, a cardiovascular expert at Zibo Central Hospital, said that bad habits are the main cause of cardiovascular diseases. Liu Xiqiang said that usually young people have high work pressure, often stay up late, smoke a lot and other lifestyle habits, which can easily cause blood pressure to rise, increase the load on the heart, and then cause left ventricular hypertrophy and enlargement, leading to hypertensive heart disease, cerebral thrombosis, etc. And these patients always feel that they are still young and ignore such "chronic diseases of the elderly."

The trend of cancer is getting younger and younger. Lung cancer is diagnosed at the age of 18: According to Zhai Yi, an attending physician at the Oncology Department of Zibo Central Hospital, usually the highest incidence of cancer is among those over 50 years old. Look, there are many patients between the ages of 20 and 40, among whom gastric cancer, osteosarcoma, leukemia, lymphoma, etc. are more common, and some suffer from lung cancer at the age of 18. "Nowadays, young people are under a lot of work pressure and often stay up all night to work overtime or entertain clients. They have no rules in their daily routine and diet." Zhai Yi said that bad habits such as heavy smoking, drinking, or frequent physical exhaustion can induce tumor diseases. Main reason.

Most patients with cervical spondylosis are white-collar workers: "Cervical spondylosis has become an occupational disease for white-collar workers." According to Chen Xinliang, an attending physician at the Department of Orthopedics at Zibo Seventh People's Hospital, cervical spondylosis is a degenerative disease that increases with age. The aging of the cervical spine becomes more obvious. Nowadays, due to work reasons, many young patients repeat a sitting posture for a long time when operating computers or documents, which can easily cause muscle strain, accelerate the degeneration of the cervical spine, and then cause cervical spine diseases. Once cervical spondylosis occurs, it is difficult to cure. Patients often experience symptoms such as dizziness, numbness of the scalp, numbness of the hands, and neck and shoulder pain. "It is now more common for young people in their 20s to suffer from cervical spondylosis."

Nowadays, serious diseases occur at younger and younger ages. Whether it is celebrities or people around them, countless examples prove that serious diseases occur at an younger age. The disease is not as far away from us as we thought!

3. The cure rate of serious diseases is getting higher and higher: In fact, with the continuous improvement of modern medical technology, many serious diseases can be cured! Serious illness does not mean death, but having no money to treat it does mean death; and the fact is that serious illness equals poverty, and the bankruptcy of a family often begins with the occurrence of serious illness! It’s true that after decades of hard work, I got sick and returned to before liberation!

4. The cost of treatment for serious illness is unaffordable: The cost of treatment for serious illness generally ranges from 100,000 to hundreds of thousands, which is daunting for ordinary people. According to expert statistics, if a serious illness only requires 100,000 yuan in cash, 85% of Chinese families cannot afford it, 14% of families can afford it because it will affect other financial plans, and only 1% can afford it. In fact, once a serious illness occurs, it involves not only the cost of treatment, but also the cost of later rehabilitation care, peace of mind and recuperation, loss of income due to loss of work ability, and of course, huge financial losses to the family. and mental loss, etc. It can be said that as long as one person in most families suffers from a serious illness, the entire family will be in dire straits! Social security reimbursement for serious illness treatment costs is limited. Social security reimbursement has a threshold and a cap line. No reimbursement will be made below the threshold line, and no reimbursement will be made above the cap line. The portion within the threshold line and the cap line will be deducted from the out-of-pocket medicine portion, and the remaining portion will be reimbursed according to the reimbursement ratio.

5. Serious illness has a great impact on the family: If the head of the family becomes seriously ill, in addition to suffering from the disease himself, he will also need huge medical expenses, and he will lose his source of income and the family’s mortgage. , How to repay debts? How can we bear the responsibility for the future growth and education of children who are waiting for food? How should we support our elderly and frail parents in the future? How will the family's future life continue? It is even possible that the family will be destroyed! The eternal vows made to her lover can only be left as a huge burden on her fragile shoulders... A family that was originally extremely happy will no longer have extravagant hopes for happiness!

6. How to deal with a serious illness: In the event of a serious illness, we must either rely on social security (far from enough), use savings, overdraft credit cards, borrow from relatives and friends, or sell houses and cars. , or ask the society for help, which way will we solve it ourselves? Don't talk about dying, people's desire to survive will be extremely strong by then!

7. Everyone should prepare critical illness insurance: Because this is an issue involving everyone’s health and life, everyone should establish critical illness protection, not only to prepare for themselves in the future Life-saving money is also a loving responsibility to your family!

Three causes of major diseases

1. Worsening environmental pollution

A by-product of the rapid development of the global economy: serious environmental pollution has It poses an increasing threat to human health. A research report released by the World Health Organization shows that nearly a quarter of the world’s pollution is caused by avoidable environmental pollution, and more than 13 million deaths every year are caused by preventable environmental pollution. In underdeveloped areas, up to one-third of deaths and diseases are caused by environmental factors, which is shocking.

2. Changes in the dietary structure

In the past thirty years, the dietary structure of Chinese residents has undergone tremendous changes. In the past, chicken would only appear on the table during holidays. Duck and fish meat have now become a common meal. While we enjoy delicious food, we also eat high-fat, high-salt, and high-calorie "junk" food, and we also suffer from the "diseases of wealth" such as high blood pressure, high blood fat, and high blood sugar.

3. Changes in work pressure

The increasingly fierce competition has led to very high work pressure for modern people. Endless overtime, recharged study, and frequent entertainment have made many people overly stressed. state, loss of appetite, frequent insomnia, irritability, endocrine disorders, decreased memory and immunity, and physical deterioration. Authoritative statistics show that nearly 700 million people in China are in sub-healthy conditions.

However, with the development of science and technology, major diseases do not mean death. Advanced equipment and drugs can maintain the continuation of life in the event of major diseases.

Data show that the cure rate of major diseases is getting higher and higher. A survey by the World Health Organization shows that the survival rate of various major diseases is 60% for men and 76% for women; those who have survived for more than 10 years Accounting for 20%, 54% of patients whose cancer is detected early survive for more than 5 years. At the same time, the cost of treatment for major diseases is getting higher and higher. Inability to pay expensive medical bills is a terminal illness!

The reasons why modern people suffer from major diseases:

1. Chemical pollution from industry, food, water, soil, air, etc.;

2. Increasing work pressure The bigger;

3. Excessive intake of high-calorie, high-cholesterol foods;

4. Excessive smoking and excessive drinking;

5. Caused by occupation The sub-health state causes a decrease in one's own ability to resist disease;

6. Family genetic factors;

7. Other reasons that have not yet been determined.

Overview of the current highest incidence rates:

1. Malignant tumors:

Cancer is the disease with the highest incidence rate of malignant tumors. my country's cancer mortality rate ranks first in the world. In less than 20 years, my country's cancer incidence rate has increased by 69%, and the mortality rate has increased by 29.4%. On average, one in four deaths is due to cancer. Men have the highest incidence rates of lung cancer, and women have the highest incidence rates of breast and uterine cancers! Currently, the cancer incidence rate in developed countries is higher than 250/100,000, while the number in my country is close to 150/100,000, ranking among the highest among developing countries. Statistics show that in 2000, there were 25 million cancer patients worldwide, including 11 million newly diagnosed cases, and 7 million people died of cancer.

The incidence of colorectal cancer has also risen to the third place in cancer incidence, with the incidence rates of men and women rising to 37.2/100,000 to 33.5/100,000 respectively. The number of digestive system cancer cases in my country accounts for 57.8% of the world's cases, of which gastric cancer accounts for 33.4%.

2. Heart disease:

32 people die every minute around the world - according to statistics from the World Health Organization, 17 million people die from heart disease every year in the world, equivalent to The disease kills 32 people every minute. There are more than 200 million patients with cardiovascular disease in China, with nearly 15 million in Guangdong Province. The number of people who die from various coronary heart diseases every year is estimated to be more than 1 million, and the number of people who die from complications of hypertension is estimated to be more than 1.5 million.

3. Stroke:

According to experts , Stroke is a disease that seriously endangers human health. Clinical surveys show that the incidence rate of stroke is 150/100,000, the mortality rate is 120/100,000, and the disability rate of patients who survive after rescue is as high as 75%.

4. Myocardial infarction:

Millions of people die from myocardial infarction in our country every year, and the incidence of coronary heart disease is rising. There are currently about 40 million coronary heart disease patients in our country, with about 260 patients died from cardiovascular and cerebrovascular diseases.

5. Paralysis:

The incidence rate of cerebral palsy in my country is 1.84%, and elderly patients with encephalopathy account for 10% of the total elderly population.

6. Chronic renal failure (uremia):

Currently, the incidence of chronic renal failure (CRF) in my country is estimated to be around 10,000 to 30,000, and patients rely on dialysis therapy. and kidney transplantation to sustain life. The incidence of uremia is increasing at a rate of 10% per year. Hypertension is one of the common symptoms of chronic renal failure. Especially in the uremia stage, the incidence rate of hypertension is as high as 80%. 1.5 million people rely on alternative kidney disease treatment to survive. According to statistics on causes of death in 30 cities and 78 rural counties, the top ten causes of death for urban residents in 2006 were: malignant tumors, cerebrovascular diseases, respiratory diseases, heart disease, injury and poisoning, digestive system, endocrine nutrition and metabolic diseases, The top ten causes of death from genitourinary diseases, neurological diseases, and tuberculosis together accounted for 90.4% of the total deaths. Compared with 2005, the mortality rates of malignant tumors, respiratory diseases, endocrine nutritional and metabolic diseases, and neurological diseases increased by 18.6, 0.3, 3.9, and 0.4 percentage points respectively.