credit card installment will occupy the credit card limit. The credit card installment of most banks occupies the credit card quota. After confirming the installment payment transaction, ICBC, Bank of Communications, China Construction Bank and CITIC will freeze the full amount of the consumption in their accounts.

China everbright has frozen the quota in full, in which the frozen quota is released by installments according to the repayment of each installment, until the last installment or all installment balances are paid off in advance. GDB is between the above two, and the quota control is realized by freezing and unfreezing according to the audit results.