It’s not worth it. If you want to apply for a credit card, it’s better to go through formal channels. And now there are many credit cards on the street. Every bank has a credit card, although the limit may not be very high at the beginning. , but this needs to be raised slowly in the later period. After all, people always say that the limit of a credit card is raised.

As long as you repay on time after applying for a credit card, the cash-out limit that does not involve malicious intent will automatically increase. The distance to the limit of 20,000 is also a short-term matter, so there is no need to pay for a credit card again. The handling fee is not worth it.

Nowadays, every bank has launched a lot of activities when applying for credit cards. For example, if you purchase enough credit cards, you will be exempted from the annual fee, if you purchase enough credit cards, you will be given a trolley suitcase, or if you purchase enough credit cards, you will get a gift or something. , anyway, there are endless levels of various gifts.

If you are worried about applying for a credit card for the first time, you can choose to apply for one of the five major banks. In this way, you will be able to eliminate your doubts. You should also ask questions before applying. Wait until the card is processed. When you get it, you should also check the billing date and repayment date clearly, because the billing date and repayment date of a credit card are 25 days apart.

For example, if a credit card bill is issued on the 26th of each month, the repayment date will be the 20th of the following month. Be sure not to remember this date incorrectly at this time, otherwise it will cause serious consequences. Late payment fees will also affect your credit. After all, credit cards are maintained by our credit, and banks will also judge based on your repayment status and daily consumption, so you must not be careless.