Hello, if you have foreign currency consumption in this bill, on your billing date, Bank of Communications will automatically convert your foreign currency arrears into RMB arrears at the exchange rate on the billing date. This is an automatic foreign exchange purchase on the accounting day. If you turn on the automatic debit function, on the repayment date, if there is enough money in your debit card, it will automatically deduct the credit card debt for you, and the automatic debit needs to be bound to the debit card.