what is the credit limit of China merchants ELLE co-branded credit card? How to increase its quota?
Previously, China Merchants Bank and ELLE jointly launched a co-branded credit card designed and served for women. Many friends around me have applied for this credit card, and many people have asked, want to know how much the credit card of China Merchants ELLE is, and want to see if it is satisfactory.
Credit card limit of China Merchants Bank
I. Puka
Generally, the credit card limit of China Merchants Bank is between 1, and 1, RMB.
Second, the gold card
The amount of the gold card is about 1,-5, RMB.
iii. Platinum Card
The amount of a platinum card is more than 5, RMB, and the maximum amount can be more than 2, RMB.
China Merchants ELLE co-branded credit card belongs to the gold card series of China Merchants Bank, so the credit limit of China Merchants ELLE co-branded credit card is between RMB 1, and RMB 5,.
Many women are keen on shopping, so there may be many people who want to further increase the credit card limit. So, how to increase the credit card limit of China Merchants ELLE?
1. Spend as much as possible by swiping your card
You can use this credit card to pay more when you are shopping, so that you will become an active user of the bank when you swipe your card frequently, and the bank will quickly pass the application for withdrawal of active users, and the bank will also have a quota reward.
2. Do credit card installment frequently
Interest is a source of bank's profit income. If you pay by installment frequently, the bank will be profitable, and it will be easier for you to withdraw the amount.
3. Take the initiative to apply for withdrawal
Generally, bank credit cards can apply for withdrawal after holding the card for 6 months, and friends who want to withdraw the amount can apply to the bank voluntarily after 6 months.
the credit line of China merchants ELLE co-branded credit card is still acceptable, and it remains at the level of the general bank gold card. Friends who want to raise the amount spend more by credit card and repay on time, which can generally improve quickly. I think this credit card is worth starting with.
Is there any credit for merchants ELLE's co-branded credit card online shopping?
Credit card points are very useful, which can be exchanged for goods and air miles, but how to get this point is not clear to many card users. Card friends often ask this question, can you also get points by using credit cards to shop online? Let's take China Merchants ELLE co-branded credit cards as an example to give you a detailed introduction.
I believe many people like to pay by credit card when shopping online in JD.COM and Taobao. Let's take it as an example. They often use China Merchants ELLE co-branded credit card when shopping in JD.COM Mall, and always take the credit card to return the IOUs when there are IOUs, so that they can get an interest-free period of at least 8 days, which is a good deal.
There may be many card friends who throw cold water on it. Now they can only use the credit cards of China Everbright Bank and China CITIC Bank to return IOUs. Now there is no place for China Merchants Bank credit cards. Having said that, at the beginning, I think everyone has tasted the fun of using China Merchants Bank credit cards to return IOUs.
Well, let's get to the point. Imagine if you spent thousands of dollars on some home appliances in JD.COM or Taobao. You thought you could get hundreds or even thousands of points, but you found that there were none at all. Would you feel very uncomfortable? However, the fact is so unacceptable.
as far as we know, credit card online shopping doesn't earn points for most purchases, but you may get points if you pay by fast payment. After fast payment, it is necessary to decide whether to enjoy the points according to the type of POS machine that merchants swipe their cards. Cardholders can check the points through the transaction details two days after settlement. If you want to know whether the merchant's POS machine type can be integrated, you can communicate directly with the seller when shopping.
in addition to online consumption, credit card holders spend their cards in schools, hospitals, wholesale, car purchase, house purchase and other categories, and they also have no points. Therefore, when you use China Merchants ELLE co-branded credit card for online shopping, it is best to ask whether the pos of the goods has points first.
when is the billing date of China merchants ELLE co-branded credit card
in the process of using the card, we must keep in mind two important dates-billing date and repayment date. Many card friends know that the repayment date of China Merchants Bank's credit card is 18 days after the billing date, but it is not clear when this billing date is. Let's take China Merchants ELLE co-branded credit card as an example to give you an introduction.
1. Introduction of China Merchants Bank's credit card billing statement
China Merchants Bank's credit card billing statement refers to the date when China Merchants Bank regularly summarizes and settles the transactions and expenses of the cardholder's credit card account in the current period, and calculates the interest and the payable amount of the cardholder in the current period. The billing statement of each cardholder is different.
for example, the billing date of ELLE's co-branded credit card is 22nd, and the repayment date is 1th, which means that the consumption from 23rd of last month to 23rd of this month will be counted and sent to you on 23rd of this month, requiring you to pay it off before 1th of next month.
note: you don't need interest to pay off before 1th. If you can't pay off, you can only pay the minimum repayment, which is 1% of the credit card consumption (excluding cash withdrawal, revolving interest, late payment fee and life payment). But if you do this, the bank will charge 5/1 interest per day for all your credit card consumption from the credit card date, and it will be included in next month's bill.
Second, the credit card billing date of China Merchants Bank is modified
I quietly tell you a good news. The billing date of China Merchants Bank can be modified, and a longer interest-free period can be obtained by cleverly modifying the billing date. Of course, this modified date must be included in several dates designated by China Merchants Bank.
the credit card billing date of China merchants bank is 5th, 7th, 1th, 12th, 15th, 17th, 2th, 22nd and 25th of each month. cardholders of China merchants ELLE co-branded credit cards can choose one of these dates as their new billing date according to their own situation.
Remind China Merchants Bank that the credit card billing date can only be changed once every six months. Please call China Merchants Bank's credit card customer service hotline at 4-82-5555 to change the billing date.
how to apply for China merchants ELLE co-branded credit card? What are the conditions?
This co-branded credit card for women, jointly created by China Merchants Bank and ELLE, has been loved by many female friends since its release, and many female friends around me want to apply for this credit card. So, how do I apply for the joint credit card of China Merchants ELLE? What are its conditions?
application conditions for merchants' ELLE co-branded credit card
1. Age
The age limit of this credit card is slightly different from that of other credit cards. Other bank credit cards can generally apply at the age of 18, but this credit card requires the age of 2-6. Of course, China Merchants ELLE co-branded credit card can only be applied by women.
II. Capacity
The applicant is required to have full capacity for civil conduct.
iii. Work income
There is a formal work unit and a legal and stable source of income.
iv. Credit status
The applicant's credit status is required to be good.
application method of China merchants ELLE co-branded credit card
1. official website of China merchants bank
log in to the official website of China merchants bank, enter the "credit card" application interface, click and select this credit card, fill in the personal information after the page jumps, and confirm the application.
3. Counter application
Bring your identification information and proof of work income to the business outlets of China Merchants Bank, and you can prepare sufficient and complete asset proof information as much as possible, so that the amount approved by the bank after applying for cartoon will be higher.
the above is a summary of the application conditions and application methods of China merchants ELLE co-branded credit card. friends who want to apply for this credit card can choose a convenient and quick way to apply for this credit card according to the summary.
will China merchants bank elle co-sign the black gold card?
yes. China Merchants Bank's ELLE co-branded credit card has a high value, and women in the appearance association must not miss it.
The introduction of the advantages of China Merchants Bank's elle credit card and China Merchants Bank's elle credit card is over. Did you find the information you needed?