1, you can spend first, withdraw cash first and then repay, and the longest interest-free period is 56 days ~-the longest at present ~
2. The credit limit of ordinary cards is 5000-50000 RMB, and that of gold cards is 30000-50000 RMB ~-the highest at present ~
3. There is no limit to the amount. After swiping 12 times, the annual fee will be exempted ~ (It is very affordable at present ~
4, consumption points, 1 yuan points, points to get gifts ~-very popular at present ~
5, excellent security performance, password+signature, every time you swipe your card, there is a short message prompt, and the loss will take effect immediately-the safest credit card at present ~
6. The amount is very high ~ After approval, the general initial amount is about 3 times of the monthly income-it is rare at present ~
7. There is no handling fee for withdrawing cash, which is convenient for you to use-the most favorable one at present.
Application conditions: the minimum annual income is 24,000 yuan (non-local accounts can also apply, as long as you meet the following conditions)
1, copy of ID card or passport ~ (non-local is ok, as long as you work locally)
2. Proof of residence, printed with your name and address: a copy of any one of the real estate license, household registration book, driver's license and rental contract, or your name and address printed on the water, electricity and mobile phone of the bank recently. . Statement ~
3. Income certificate (minimum annual income is 24,000 yuan): a bank statement/passbook showing income or an income certificate stamped with the official seal of the company stationery ~!
Special groups (pass rate is almost 100%): teacher: ID card+copy of work permit (teacher's card) (primary and secondary schools must apply first)
As an important customer report)
Civil servants: simpler
Three: At present, there are three surprises for Bank of Communications to handle the card ~
1, get a card and send a gift. Before June 3 1, get a travel bag worth more than 200 (gold card is better) ~
2. Credit card is free of annual fee, and more than 10 people in the group apply for direct annual fee exemption ~ and the procedures are simpler ~ the chances of passing are greater ~
3, swipe your card to win the grand prize every month, and there are 256 chances to win the grand prize every month: LCD TV, Sony. DSC-T 17, Disneyland Tour and 4G USB flash drive are waiting for you to pick them up ~