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What does it mean for a bank to apply for a platinum card? What are the requirements for a platinum card?
Platinum card is a high-end credit card or savings card jointly launched by bank card organizations and commercial banks. Platinum card is the top credit card launched by Visa and MasterCard. It is aimed at high-level people in society, such as business managers and executives. In addition to charging a high annual fee, it will also provide more intimate additional services for the elderly who often travel abroad, such as free use of airport VIP rooms, free trailers, high accident insurance, golf membership card discounts and so on. The amount of platinum card is: 50,000 to 6,543.8+0,000, and the overdraft scope is international.

Holders generally need to meet the following conditions:

1. Personal credit is good and has certain economic strength.

2 party and government organs, social organizations, senior leaders of financial institutions and financial leaders.

3. Senior leaders and financial department heads of large enterprises or enterprises with good economic benefits.

4. Customers whose cards are upgraded to gold or platinum cards must meet the above access criteria.

Extended data:

Characteristics of credit cards

1. Cash deposit in advance is not allowed. You can enjoy an interest-free repayment period and can repay in installments (minimum repayment amount). Join VISA, Master Card, JCB and other international credit card organizations, which are universal.

2. It is one of the fastest developing financial services, and it can replace the traditional cash circulation in a certain range.

3. It has both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers.

It is a high-tech product integrating financial business and computer technology.

5. It can reduce the use of cash currency.

6, can provide settlement services, convenient shopping and consumption, enhance the sense of security.

7. It can promote commodity sales and stimulate social demand.

References:

Baidu Encyclopedia-Platinum Card