The supermarket co-branded card you deserve: Bank of Communications Supermarket Co-branded Card

There are a lot of products in supermarkets, and many bank credit card centers have relevant discounts. However, in terms of the strength of the discounts, No one can compare with the power of Bank of Communications credit card. Therefore, as a qualified wooly person, you cannot stop at the stage of just swiping credit cards and collecting points, that would be too out of line. What we have to do is to carefully analyze the basic situation of major bank and supermarket co-branded cards, and choose the one most worth owning from the comparison.

Today, we will introduce several supermarket co-branded cards of Bank of Communications credit cards. Users can choose the one that suits them according to their shopping habits.

1. Bank of Communications Wal-Mart Credit Card

(Double points for in-store purchases, 5% credit back for supermarket purchases)

1) The Wal-Mart Card itself has many A "nirvana", if you spend in Wal-Mart stores, you can get double points. The points can be discounted to offset fees in the store, up to 1%. A maximum of 200,000 points can be exchanged for 2,000 yuan in credit cards every year.

2) If you can’t earn so many points, you can help your colleagues and friends to pay with their cards and ask them to give you cash, so that you can accelerate the accumulation of points.

2. Bank of Communications Lotte Mart Credit Card

(3 times points for in-store purchases, points can be redeemed for airline miles and double points)

1) Cardholder In addition to enjoying credit card financial services, you can also enjoy the following free membership for new members; free mailing of promotional posters and other exclusive membership benefits;

2) 1 RMB spent in the store will earn 1 Lotte Mart point, every 450 points It can be redeemed for 3 yuan of in-store consumption;

3) Exclusive prices for members; exclusive activities for members, such as points redemption and free gifts in the store from time to time.

3. Bank of Communications Tesco Credit Card

(Multiple points for in-store consumption, exclusive price for Tesco members)

Card holders can become a "Tesco Member Club" As a valued member, you can accumulate Tesco membership points and enjoy member special offers, member-exclusive activities and various promotions, etc. You can earn points no matter when and where you make any eligible purchases in or out of the store.

4. Bank of Communications China Resources Vanguard Credit Card

(Enjoy 3 times the points for in-store purchases, exclusive member prices for China Resources Vanguard products)

1) Hold the card People can not only enjoy various financial services provided by Bank of Communications, but also enjoy membership benefits provided by China Resources Vanguard.

2) With this card, you can enjoy membership prices for products provided by China Resources Vanguard, multiple points for member products, and other member-exclusive and preferential activities.

3) Cardholders will earn 3 Bank of Communications points for every RMB 1 spent in designated China Resources Vanguard hypermarket stores, and 1 point for every RMB 1 spent outside designated CR Vanguard hypermarket stores. Bank of Communications points.

4) Customers’ accumulated Bank of Communications points will be automatically converted into China Resources Vanguard member points in a natural month according to the ratio of 3:1, that is, every 3 Bank of Communications points will be converted into 1 China Resources Vanguard member. integral.

What are the credit cards that are easy to apply for online? You will understand after reading it!

With the continuous development of the Internet, many banks have opened online credit card application channels to provide users with convenient and fast card application services. However, there is a shortcoming in applying for a credit card online. Because you cannot provide proof of information, the card approval rate is often not as high as applying for a card at the counter. If you want to easily get the card approved, you can work hard on the choice of card type. Let’s introduce you to several credit cards that are easy to apply for online. Let’s learn about them together.

What are the credit cards that are easy to apply for online?

1. Female credit cards:

Female friends can apply for these female credit cards online. If the credit report is good, it is still easy to get approved:

1 )Minsheng Women's Spending Credit Card: It is suitable for female friends to apply for. It has a stylish and beautiful design and comes with female insurance. It is very good.

2) Agricultural Bank of China’s Beautifully Upgraded Mother’s Credit Card: It mainly provides multiple exclusive benefits such as preferential maternal and child merchants, early childhood education, and health care.

3) China Guangfa Bank True Love Card: The first credit card exclusively for women in China, only women can apply for it. You can get triple points from merchants of your choice and insurance of your choice.

2. Co-branded credit cards:

There are many types of co-branded credit cards. Here we mainly introduce three types: supermarket co-branded cards, Baitiao co-branded cards, and Taobao co-branded cards.

1) Supermarket co-branded cards: such as Bank of Communications Wal-Mart Credit Card, CITIC Carrefour co-branded card, Pudong Development Suning.com co-branded card, etc.

2) Baitiao co-branded card: From the original CITIC JD.com Little White Card to the HSBC JD.com Platinum Membership Co-branded Card, there are already dozens of Baitiao co-branded cards. The approval rate for card applications on JD Finance is still the same. Very high.

3) Taobao co-branded card: CITIC Taobao co-branded card, Ping An Taobao co-branded card, Industrial Taobao credit card, etc. There are dozens of Taobao co-branded cards. Apply on Alipay and use big data analysis. It is very easy to batch the card and can be batched in seconds at the fastest.

The above is the relevant introduction to "What are the credit cards that are easy to apply for online?" In short, there are far more credit cards that are easier to apply for online than the above, but one thing that must be noted is that no matter what you apply for When it comes to credit cards, it’s best to choose the one that best suits you based on your actual needs.

What is a credit card co-branded card? What are the features and advantages of co-branded cards?

What is a credit card co-branded card?

The co-branded card in a credit card is a Co-Branded-Card. It refers to a credit card in which the card issuer and the product dealer reach an agreement so that the cardholder can not only enjoy excellent financial services but also enjoy the manufacturer's special preferential treatment when making purchases. Such co-branded credit cards include Ping An No. 1 Co-branded Credit Card, Ping An Taobao Co-branded Card, etc.

Features of co-branded credit cards

Compared with credit cards issued in other forms, co-branded credit cards have the following characteristics:

1. Lower application requirements

Using the ready-made database of co-branded card partners, the volume of credit card issuance can be quickly increased in the short term, and the standards required for applicants are relatively low. For example, with Long Card, famous school cards, teachers and students of the corresponding schools can basically apply successfully.

2. Co-branded cards can enjoy double benefits

In addition to using common functions such as overdrafts and interest-free installments with ordinary credit cards, you can also enjoy similar benefits to membership cards at co-branded merchants. .

Advantages of co-branded credit cards

1. Points

This is a function that almost all co-branded cards have. Whenever a card holder makes a purchase at a co-branded merchant, the merchant will give corresponding points according to the consumption amount to attract consumers. They have specially prepared some very special gifts, and stipulate that they can only be received with consumption points, in order to attract consumers to shop [1 ].

2. Discount

This is another major feature of co-branded cards. In order to attract consumers who visit frequently, merchants offer discounts through co-branded cards. For some designated discounted products, merchants stipulate that only co-branded cards can enjoy discounts, which is a benefit that cannot be enjoyed with cash or other methods. Some shopping malls with higher profits even stipulate that as long as you spend with a co-branded card, you can enjoy various discounts. For those who want to go to shopping malls anyway, getting a co-branded card to enjoy discount services can be said to be a bargain.

3. Value-added

This is the most noteworthy aspect of co-branded cards. For people who buy cars, a co-branded card means that only with the card can they enjoy the maintenance services they deserve, such as Japan's Toyota co-branded card; for those who buy a house, a co-branded card is a master key for the owner. , the card not only offers discounts on house purchases, but can also be used as door cards, parking cards, property cards, friendship cards, etc., such as the Vanke co-branded card of real estate giants; for ordinary shopping mall consumers, co-branded cards may have more of a Humanized service functions, such as the co-branded card of Tesco supermarket, can use the card to take the free bus provided by the supermarket.

The various benefits of co-branded cards have been widely recognized by cardholders, merchants and banks, and more and more projects have been launched. I believe that in the near future, co-branded cards will become more popular and bring more benefits to consumers.

Is it worth applying for Bank of Communications Credit Card and Walmart Credit Card?

Is it worth applying for Bank of Communications Credit Card and Walmart Credit Card? With this card, you can not only participate in points redemption in supermarkets, but also participate in Bank of Communications' largest five-day event. Bank of Communications Walmart Credit Card is a supermarket co-branded card jointly launched by Bank of Communications and Walmart.

This is the end of the introduction about supermarket co-branded credit cards and what supermarket co-branded credit cards are. Have you found the information you need?