Ping An Bank's credit card is still very convenient, because many types of credit cards of Ping An Bank now cover various consumption scenarios.

If you are just an ordinary user, I think Ping An Bank's credit card service can basically cover all the needs of ordinary users, such as daily consumption, daily travel, and even point service and point rebate.

Let me briefly talk about Ping An Bank's credit card.

We can understand that no matter which bank's credit card, Ping An Bank's credit card, Industrial Bank's credit card, China Merchants Bank and China CITIC Bank, the credit card functions of all banks are basically the same, which can basically cover all the needs of ordinary users. When choosing to apply for a credit card, we need to focus on the additional services of the credit card. Ping An Bank has many additional services, which is particularly critical.

Ping An Bank can support a variety of consumption scenarios.

We can understand the conventional consumption scene as daily consumption. But for all kinds of credit cards of Ping An Bank, different types of credit cards of Ping An Bank have different emphases. From the perspective of consumption and consumption rebate, Ping An Bank's credit cards can basically rank among the top three of such bank credit cards. I have many credit cards, and Ping An Bank credit card is one of them.

You can also consider handling credit cards from other banks.

The functions of other credit cards are highly similar. If you have the conditions, you can also apply for credit cards from other banks. Generally speaking, it is a good choice for ordinary people to apply for a 1~3 credit card after they leave the society. If the number of credit cards exceeds three, your financial risk may increase at this time.

You can completely evaluate your financial situation and apply for credit cards from different banks according to your actual needs, so that you can also achieve temporary cash flow control in an emergency.

How about Ping An Credit Card?

There are advantages and disadvantages, depending on personal needs, what suits you is the best.

Advantages and disadvantages of Ping An Bank's credit card;

1, Benefits: Most of the in-card insurance, the market value of bonus insurance is much cheaper than the annual card fee, the security control is strict, and there are many activities, which is actually very good for customers. Flexible quota, full protection of consumption loss 72 hours before loss reporting, etc.

2. Disadvantages: few security outlets, expensive annual fee, troublesome repayment, and troublesome cancellation. Ping An Bank Credit Card is the first credit card launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. Ping An Bank credit card has many special functions besides basic credit consumption and cash advance, and it is a cardholder.

At present, there are the following types of cards that are applied for more:

1. Elite Platinum Card: Annual fee: main card 600 yuan, supplementary card 480 yuan. From 2017165438+10/6, if the nuclear card reaches the consumption standard within 3 natural months, the annual fee for the first year will be reduced (the main card and the supplementary card are the same). The annual fee policy for the next year is that the main card is charged with 6.5438+0.2 million yuan (the auxiliary card is charged with 6.5438+0.2 million yuan), and the annual fee for the next year can be exempted.

The rights and interests are as follows:

A. If the flight is delayed for 2 hours/time, compensate 800 yuan.

B. Shuttle service between 66 yuan and domestic airports

C.10 million global comprehensive traffic accident insurance

400,000 dirhams-vehicle accident insurance

2. Owner's Card: Annual fee: Ping An Bank Owner's Credit Card, with annual fee of 200 yuan/year. Spending more than 30 thousand yuan in the first year, annual fee free in the second year, and so on. Activation will generate an annual fee for the first year and will not be reduced.

The rights and interests are as follows:

A.165438+100000 vehicle maximum accident insurance.

B. Road rescue within 30 kilometers

C. 88% discount on gasoline.

3. Annual fee of standard card: gold card 300 yuan/year; Puka 100 yuan/year; Supplementary card 150 yuan/year; Puka supplementary card 50 yuan/year. The main card is free of annual fee in the first year, swiping the card 6 times a year, and the amount is unlimited, and the annual fee for the next year can be automatically reduced, and so on; Supplementary cards are free of annual fees.

The rights and interests are as follows:

A. From the second day of the first brush, you can get a high all-round traffic accident insurance every year.

B. Cardholders who swipe their cards for the first time and swipe their main cards the next day will receive a high-value gas user accident protection every year.

Ping An Bank is an important member of China Ping An Group and an important part of the comprehensive financial service platform of China Ping An Group. As a trans-regional joint-stock commercial bank, Ping An Bank has a registered capital of 546 1 billion yuan and total assets of over10.3 billion yuan. Its head office is located in Shenzhen, with branches in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.

How about Ping An Bank's credit card?

Ping An Bank's credit card is still good, not only has a good credit line, but also has many practical rights and interests for different card types. There are also many credit card cooperative merchants in Ping An Bank, and some preferential activities are launched from time to time. Of course, Ping An Bank has a wide distribution of outlets and convenient repayment methods.

There are certain age requirements for applying for Ping An Bank Credit Card, and the age for applying for Ping An Bank Credit Card must be 18 years old and under 60 years old. Foreigners applying for Ping An Bank credit card need to meet the age requirement of 25 -60. Applicants who have not reached the age of applying for Ping An Bank Credit Card cannot apply for Ping An Bank Credit Card.

Ping An Bank Credit Card Application Requirements:

1. In order to meet certain age requirements, applicants need to be China citizens aged 18 and under 60, or foreigners aged 25 and under 60.

2. The applicant must be a natural person with valid identity documents and full capacity for civil conduct.

3. If you want to apply for Ping An Bank credit card, good personal credit information is one of the necessary conditions. Applicants must have good personal credit information to apply for Ping An Bank credit card. Personal credit has a certain impact on banking-related business.

4. Stable job and legal income are also one of the conditions for applying for Ping An Bank credit card. The bank should ensure that the applicant has the ability to repay the credit card account.

Applicants need to have certain economic conditions and provide some asset certificates to the bank. The stronger the personal assets provided, the higher the pass rate of applying for Ping An Bank credit card.

This concludes the introduction of the working principle of Ping An Bank Credit Card and the working principle of Ping An Bank Credit Card. I wonder if you have found the information you need?