The activation method of CGB credit card is as follows:
1. After receiving the card, the cardholder can call the 24-hour customer service telephone number 95508 of Guangfa Bank to activate the credit card through manual service.
2. Cardholders can bring their ID cards and credit cards to the nearby business outlets of Guangfa Bank to activate their credit cards.
3. Cardholders can also log in to official website Credit Card Channel of Guangfa Bank directly, click "Card Activation" in the left column, and enter relevant information to activate the credit card.
A credit card is a credit certificate issued by a commercial bank or a credit card company to eligible consumers.
The form of credit card is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.
Guangfa Bank Credit Card is the first standard credit card in China. The credit limit of the card is preset according to international standards, and it is used for overdraft consumption and cash withdrawal transactions without pre-deposit.
The standard credit card of Guangfa Bank is oriented to the general public and has no specific orientation. True Love Card and Pearl Card are high-end credit cards specially set up to locate women in the new era. These credit cards will get certain discounts when buying some female consumer goods. The owner's card is aimed at private car owners, and they will enjoy more benefits in refueling and car maintenance. At the same time, Guangfa Bank has issued a business card with a credit card, which can be applied in some large-scale consumer places and hotels, and will enjoy a certain preferential amount in some hotel services and reservation business.
The interest-free period of overdraft consumption can be as long as 50 days. As long as you repay in full before the repayment due date stipulated by the bank, you can enjoy interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, you can pay off in full or choose the minimum repayment amount.
Guangfa credit card handling fee:
Domestic overdraft withdrawal fee: 2.5% of the domestic overdraft withdrawal amount, with the minimum RMB 10 yuan (excluding Platinum Card, Unlimited Card/World Card).
Handling fee for overseas cash withdrawal: 3% of the overseas cash withdrawal amount, with a minimum of RMB 15 yuan/USD 3 (free of charge for all cards/world cards).
Foreign exchange handling fee: 1.50%
Management fee for card account cancellation: it will be charged monthly from six months after the card account cancellation takes effect, and less than one month. The charge standard for each cancellation account is RMB 5 yuan/USD 0.6 yuan.
How to activate the credit card of Guangfa Bank?
1. Telephone activation: CGB can directly dial the bank customer service hotline 95508 to activate the credit card, and the customer service staff will activate it after verifying the relevant information. When the credit card is activated, you need to set the inquiry password and transaction password, so be sure to remember them clearly.
2. Counter activation: You can also activate through the bank counter and directly bring your ID card and credit card to the bank for processing. Many banks also stipulate that bank cards applied online must be activated at the bank counter before they can be used.
3. SMS activation: use the reserved mobile phone to send the following contents to 95508 "KTK+last four digits of ID number", for example: KTK112222.
Don't spend blindly after the credit card is activated, and the amount of consumption should not exceed your repayment ability. The most important thing is to repay on time. If overdue repayment is reported at the meeting, it will affect subsequent loans, especially mortgage and car loans. It should be noted that bad credit information will be directly rejected by banks.
After activating the credit card, you also need to know the annual fee, billing date, repayment date, withdrawal fee, etc. Knowing this knowledge is of great benefit to the daily use of credit cards.
Note: Many people don't activate their credit cards because the credit limit is too low, which will generally expire after the validity period, but many high-end cards will charge an annual fee even if they are not activated. This is what everyone needs to pay attention to.
What are the credit card activation methods of Guangfa Bank?
1. You can activate the credit card of Guangfa Bank in the following three ways:
2. Telephone activation: Call the customer service telephone number of China Guangfa Bank at 95508, then press 1 and then press 0 to enter the manual service, and the credit card can be activated manually.
3. Network activation: If you are a customer who handles bank cards online, going to the bank with your credit card and my ID card is the most direct activation method. For customers who apply for credit cards through other channels, this method can also be used for activation.
4. Reply to the card opening letter for activation: read the contents of the credit card opening letter of Guangfa Bank carefully, reply to your relevant information according to the return address provided in the card opening letter, and activate the credit card.
What are the credit card activation methods of Guangfa Bank? Go to: See more.
How to activate the use of Guangfa Credit Card
The credit card activation methods of Guangfa Bank are: 1, and online banking activation. 2. SMS activation. 3. The offline counter is activated. For example, the cardholder can apply for activating the credit card at the counter of the nearby Guangfa Bank business outlet with valid ID and bank card.
The following is the detailed opening method of online banking with Guangfa Credit Card:
1. Log on to the website. Log in to official website of Guangfa Bank on the computer. There is a menu bar at the top of the homepage of the website. Find the "Credit Card" option in a row of options in the menu bar. Click the "Credit Card" option directly to enter the "Credit Card Center of China Guangfa Bank".
2. Start activation. After entering CGB Credit Card Center, find the "Credit Card Application" column on the far left of CGB Credit Card Center, find the "Card Activation" button in the "Credit Card Application" column, and click the "Card Activation" button to enter the credit card activation page.
3. Set the password. Follow the procedure on the card activation page. First select the certificate type, then enter the certificate number, credit card and verification code, and click Next. Then set the payment password. After setting the password, click OK to activate it.
4. Fully activated. After the password is set, click the "Activate Now" button at the bottom of the page to jump to the completion page and display "Congratulations Card Activation". The credit card activation of Guangfa Bank is completed.
In addition, the SMS activation method is to use the reserved mobile phone to send the following contents to 95508 "KTK+last four digits of ID number+last four digits of ID number", for example: KTK112222.
Extended data:
China guangfa bank was established in September 1988 with a registered capital of RMB114.08 million, and its headquarters is located at No.713, Dongfeng east road, Yuexiu district, Guangzhou, China. With the approval of the People's Bank of the State Council and China, Guangdong Development Bank, as a pilot bank for financial system reform in China, was established on the beautiful Pearl River and is one of the earliest joint-stock commercial banks in China.
On April 8, 20 1 1, with the approval of the regulatory authorities and relevant government departments, the original registered name of Guangdong Development Bank Co., Ltd. was changed to "Guangfa Bank Co., Ltd.". The English name was changed to "ChinaGuangfaBank" ("China guangfa bank").
By the end of June 2020, the total assets of Guangfa Bank were 28 1 trillion yuan, an increase of 6.84% compared with the beginning of 2020; The total liabilities were 2.59 trillion yuan, an increase of 7.02% compared with the beginning of 2020. In the first half of 2020, Guangfa Bank achieved an operating income of 40.907 billion yuan and a net profit of 6.486 billion yuan.
On March 9th, 2020, "20 109 China Banking 100 Top List" was released, and Guangfa Bank ranked 16.
Business scope:
The business scope of Guangfa Bank is all banking business stipulated in the Commercial Banking Law, which mainly includes: absorbing public deposits and issuing short, medium and long-term loans; Handle settlement; Handle bill discount; Issuing financial bonds; Acting as an agent to issue, honor and underwrite government bonds; Buying and selling government bonds; Engage in interbank lending; Providing letter of credit services and guarantees; Acting for payment and insurance agency business; Provide safe deposit box service;
Foreign exchange deposits; Foreign exchange loans; Foreign exchange remittance; Foreign currency exchange; International settlement; Settlement and sale of foreign exchange; Inter-bank foreign exchange lending; Acceptance and discount of foreign exchange bills; Foreign exchange loans; Foreign exchange guarantee; Issuing foreign exchange credit cards;
Buying and selling foreign currency securities other than stocks and acting as an agent; Issuing and acting as an agent to issue foreign currency securities other than stocks; Self-operated and valet foreign exchange transactions; Acting as an agent for issuing and paying foreign credit cards; Offshore financial business; Credit investigation, consultation and witness business. Other businesses approved by the People's Bank of China and China Banking Regulatory Authority.
How to activate Guangfa Credit Card?
Credit card activation is an essential thing. No matter which bank's credit card is activated, it can only be used Next, I will introduce how to activate Guangfa Credit Card.
1. jingdong financial APP activation: enter "discover wonderful" and click "mine"-"quick use card" to open the card. Just get it and activate it.
2. Customer Service Phone Activation: You can directly dial the customer service phone number of Guangfa Bank Credit Card Center: 95508, and then press 1-0 to enter the manual service, so that the credit card can be activated manually. Cardholders need to enter their ID number and 16 digits to verify their identity. If the information is verified, the card can be successfully activated.
3. Counter activation: Cardholders can activate their cards at the nearest counter of Guangfa Bank with their ID cards and credit cards.
4. Online banking activation: First, the cardholder needs to log on to the online banking page of Guangfa Bank's credit card and enter the credit card and password.
5. Reply to the card opening letter for activation: After receiving the credit card, read the contents of the credit card opening letter of Guangfa Bank carefully, reply the cardholder's relevant information according to the reply address provided in the card opening letter, and activate the credit card.
It should be reminded that the cardholder should modify the inquiry password in time after successfully logging in to the credit card online banking of Guangfa Bank. Note that cardholders who apply for credit cards online cannot activate their credit cards by phone.
How to activate the credit card of Guangfa Bank? How to activate the credit card of Guangfa Bank? Should I go to the outlet to activate it? This concludes our introduction. I wonder if you found the information you need from it?