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Ten credit cards * * * owe 8, yuan, which is six months overdue. If you dare not answer the phone, will you go to jail?

If your credit card is overdue, you will not go to jail under normal circumstances. Ten credit cards are overdue by 8 thousand, which is already a very large amount. The bank will definitely sue, and you will definitely be on the execution list. The most common result is that you will be limited to high consumption. However, don't be careless. The overdue amount of credit card is too large. If the following two aspects are involved, you will have a great probability of going to jail. All people whose credit cards are overdue should pay special attention. If the overdue amount of the credit card reaches 5, yuan, it may involve the crime of fraud

If the overdue amount of the credit card is relatively large, exceeding 5, yuan, then the bank will start the investigation process: Is the person who owes the bill maliciously overdrawn the credit card? Is it a malicious cash? Like some people, go to the bank to apply for a credit card. As soon as the credit card is in hand, I will brush out all the quotas immediately, and then I will leave it alone. This is obviously a tendency to cash out maliciously. As long as the bank can find out the evidence of your malicious overdraft from your bank account, it can sue you for "fraud"

according to article 266 of the criminal law of the people's Republic of China, the crime of embezzlement of financial fraud shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or public surveillance and shall also be fined. If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years and shall also be fined. If the amount is especially huge, or if there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 1 years or life imprisonment and shall also be fined. The specific sentencing standards are as follows: if the amount of fraud is less than 4 yuan, a fine will be imposed. More than 4 yuan, less than 5 yuan, for public surveillance. Those who reach 5 yuan shall be sentenced to three months' criminal detention. For every additional 1,67 yuan, the sentence will be increased by one month. Those who reach 1, yuan shall be sentenced to six months in prison. For every additional 1 yuan, the sentence will be increased by one month. Those who reach 4, yuan will be sentenced to three years in prison. For every additional 2, yuan, the sentence will be increased by one month. Those who reach 2, yuan shall be sentenced to 1 years in prison. For every additional 4, yuan, the sentence will be increased by one month.

However, in general, there are very few cases of being convicted of fraud because of overdue credit cards. One hundred people, can't find a person. Normal use of credit cards, or robbing Peter to pay Paul, and finally because of the inability to repay, it is not fraud, so don't worry about going to jail. After the court issues a judgment, it must actively cooperate. Deliberately concealing and transferring property may also lead to imprisonment.

if the bank appeals to the court and finally issues a judgment, it must cooperate well. If, during this process, the court finds that the parties have transferred or concealed property, it is also illegal and may go to jail.

article 313 of the criminal law: "the crime of refusing to execute a judgment or ruling" is capable of executing a judgment or ruling of a people's court, but refuses to execute it for a large amount, and if the circumstances are serious, it shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or a fine. If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.

For example, you owe 5, yuan on your credit card. In order not to repay it, you transfer the house to your family and sell your car and other assets to your relatives and friends at a low price. These acts belong to the transfer of property. Once verified by the court, it belongs to the crime of refusing to execute the ruling or judgment. Depending on the seriousness of the plot and the amount of money, you may face jail. It's not a good habit to spend money in advance

Now that non-cash payment is particularly popular, many people spend money without restraint. After a month's salary, it will be spent in less than half a month. For the remaining half a month, I live by investing in credit cards. Obviously, the monthly salary is 3 thousand, but I always want to live with a monthly salary of 5 thousand. Those who earn 5, yuan a month are thinking about living with 1, yuan a month. Many people are pursuing a kind of false exquisiteness, which eventually leads to going further and further on the road of debt.

in case of any accident, the way of "robbing Peter to pay Paul" won't work, so we can only watch the credit card expire. Then he was sued by the court, blacklisted and restricted from spending. If you don't talk about it, it will also have a great impact on your family and friends. Spend a penny if you have a penny, and spend as much as you earn. Fake exquisite life is really harmful to others and yourself. I hope everyone whose credit card is overdue can get out of the misery as soon as possible!