1. No. First, the credit card must be processed in person with a valid ID card. Secondly, when handling credit card business on behalf of others, legal authorization must be obtained. Then, in accordance with the regulations on management of bank employees, due to the special status of bank staff, Subject to industry restrictions, it is strictly prohibited for bank employees' related persons (such related persons include direct and collateral relatives within three generations) to obtain credit loans from the Bank due to the conditions of other natural persons. Of course, outside of the profession, they are ordinary people. Be cautious and careful, the banking supervision is quite powerful.
2. Regulatory basis:
1. Article 38 of the "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks" stipulates: The card-issuing bank shall publicly and clearly inform applicants of the applications that need to be submitted. Materials and basic requirements: The application materials must be personally signed by the applicant. Cards may not be issued without the customer's knowledge or against the customer's wishes.
The credit card supplementary card application materials accepted by the card-issuing bank must be confirmed by the main cardholder's personal signature, customer service phone recording, electronic signature, or a method mutually recognized by the cardholder and the card-issuing bank.
2. Article 9 of the "Guidelines on Professional Ethics for Employees of Banking Financial Institutions" (revised) stipulates: Employees should distinguish between public and private matters, act impartially, and shall not seek illegal benefits.
Employees shall abide by the national and unit-specific regulations on preventing conflicts of interest, and proactively report and ask for work avoidance when handling credit, credit investigation, financing and other business involving themselves, relatives or other stakeholders.
Employees are not allowed to work part-time in other economic organizations without approval.
Employees should effectively identify actual or potential conflicts of interest and report them to relevant departments in a timely manner.