To apply for a card by card, you can apply for a credit card from another bank using your own credit card. This method does not require the submission of various cumbersome certificates and only requires a credit card.

Applying for a card by card requires meeting certain conditions:

1. Have held a credit card from another bank for more than a certain period of time, usually half a year. The same applies for applying for a card by Ping An Bank. More than 6 months is fine.

2. It is best to have a credit card limit greater than 5,000. A large credit limit can prove that your personal credit and repayment ability are recognized by the bank. If the credit limit is very small, it often means that the cardholder With limited repayment ability or incomplete application information, it is certainly not that easy to apply for a credit card with such a credit card.

3. Good personal credit record. Cardholders applying for a card must have no bad records such as expected or malicious overdrafts during the period of use of the credit card. Unless the bad records have passed for a long time, otherwise It will not pass the bank review.