1. To apply for a credit card through mobile banking, WeChat, website and other self-service channels, existing card users need about 5 working sunrise results. If the user handles the card for the first time, it will take about 10 days to get the result.
2. It takes about 20 days to apply through the offline business counter of CCB.
1. What is CCB Longka Credit Card?
Longka Credit Card is the general name of credit cards issued by China Construction Bank.
There are many kinds of dragon cards that have been issued at present. Basically, a card is RMB and USD, which can be used at home and abroad. However, there are certain handling fees for cash withdrawal at home and abroad, with 5% of the transaction amount charged at home and 3% of the transaction amount charged abroad.
In addition to special cards, generally speaking, you can enjoy the annual fee-free discount by swiping your card three times. Only those who have reached the age of 18 to 70, have full capacity for civil conduct, have a stable occupation and income, and have good credit information can apply. You can apply online or offline. If it is an offline application, you can call customer service in advance and bring relevant materials to the business outlets to apply.
Second, the credit card processing conditions
Credit card application conditions: 1, at least 18 years old; 2. Hold a valid ID card; 3. No bad credit record; 4. Have a fixed work certificate; 5 proof of income stamped with the financial seal of the unit; 6. Other financial certificates, such as real estate, automobiles, stocks and bonds. ; 7. Social endowment insurance certificate; 8. Provide two contacts. The first three conditions must be met, and trying to provide 4-7 proof materials will improve the success rate and credit limit of card processing.
Please refer to the actual audit of the bank for the credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful to understand your personal situation and judge the credit limit.
If you meet the requirements for applying for a credit card, you can try to apply for a credit card in the following ways:
1. Online application: Please open the bank credit card official website, select the horizontal menu "Apply for Credit Card"-"Apply for New Customer", select your favorite card type, and follow the prompts;
2. Please bring your original identity certificate, work certificate and financial documents to the bank's business outlets in person.
3. You can add a bank credit card center through WeChat and click "I want to apply for a card".
4. Call our credit card customer service hotline, select "3#" in the voice for credit card application consultation, then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. Please refer to the actual audit of our credit card application results.
It usually takes 10 working days from the receipt of your application materials by the audit department to the approval of the credit card. After approval, the bank will handle the card for you within 2 working days, and then send it to you by registered mail according to the billing address. Generally, the sending time of registered letters is 15 days. Please be patient. If you haven't received it for a long time, please call the bank's credit card service hotline, select 3# credit card application consultation-1 apply for credit card consultation, and transfer to manual service for detailed verification.
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