1. You must have a credit card of Guangfa Bank, and the official use time must be more than half a year. At the same time, your credit card consumption record must not be abnormal, such as overdue or frozen.
2. Your credit card limit must meet a certain standard, because Guangfa Finance can apply for 65,438+0,000-300,000 yuan, so if your credit card fails to meet this requirement, you cannot apply;
3. Your monthly salary before tax must be more than 6000 yuan, and you need to provide your monthly salary bill;
4. You must work in your current company for more than 12 months before you can apply;
5. The financial resources of Guangfa Bank are also limited. Only civil servants, employees of public institutions, listed companies and executives of Fortune 500 companies can apply.