During the epidemic period, credit cards can be extended if they are approved by financial institutions such as banks that issue credit cards. If the extension is refused, the extension cannot be extended, and the parties shall repay the loan in time and repay the overdue interest during the overdue repayment period.

Legal objectivity:

civil law

Article 675

The borrower shall repay the loan within the agreed time limit. If the term of the loan is not agreed or clearly agreed, and cannot be determined according to the provisions of Article 510 of this Law, the borrower may return it at any time;

The lender may urge the borrower to return it within a reasonable period of time.

civil law

Article 676

If the borrower fails to repay the loan within the agreed time limit, it shall pay overdue interest in accordance with the agreement or relevant state regulations.

civil law

Article 677

If the borrower repays the loan in advance, unless otherwise agreed by the parties, the interest shall be calculated according to the actual loan period.

civil law

Article 678

The borrower may apply to the lender for extension before the repayment period expires;

If the lender agrees, it can be extended.