About the difference between Alipay City Service Provider and ISV
The payment method currently used by Alipay City Service Provider is that consumers scan the QR code posted on the merchant's cashier and enter the amount. , to pay merchants, mainly for the catering industry.
For ISV channel providers, each company’s technology is different. Generally speaking, those with independent software development capabilities are better. Merchants install payment software or hardware terminals on the checkout computer and use a code scanner to scan purchases. Pay with the user’s barcode or QR code. All industries can do it. Where is there no Alipay city service provider?
I think there will be more people using WeChat city services. There is an access under WeChat city services to view. WeChat City Services cooperates with some well-known companies such as Dianping, Didi Taxi, etc. There are also city services in cooperation with ***, which is equivalent to solving all people's livelihood problems. Basic WeChat life services are enough, which is quite easy. How to view the prospects of Alipay city service providers
Today's Internet It has subverted traditional life, and smart phones with Internet functions have subverted all aspects of life. The most obvious one is changing people's consumption habits.
More and more people are accustomed to choosing mobile payment when shopping. What follows is the war between UnionPay, Alipay, WeChat and other payment giants in the field of mobile payment that spread from online to offline. . In the future, even if users buy pancakes or sweet potatoes from a street stall, they will be able to pay with Alipay without having to carry change. For merchants, it not only saves them the trouble of finding change, but also avoids the risk of counterfeit currency. They can also check the payment information in real time through their own Alipay account, which facilitates account management. More importantly, they can enjoy Alipay's marketing. Resources, participate in operational activities such as "Random Instant Reduction" and "Double Twelve". Alipay urban service provider owed employees wages
I also encountered that Alipay agents owed employees wages. The agent said that the money was paid by Alipay, and then it was not paid, otherwise it went through the process and it was delayed. How to become an urban service provider for Alipay offline acquiring in more than half a year
The situation and process of Alipay offline acquiring
Alipay offline acquiring is not through POS consumption acquiring channel , but scan the QR code through Alipay on your mobile phone. Because Alipay does not cooperate with UnionPay, there is no POS acquiring channel. Last year, Shanghai Bank privately opened a POS acquiring channel for Alipay and was fined 2 million yuan. Alipay announced that it would stop offline POS acquiring business. That is to say, Alipay's offline collection is completed by scanning the Alipay QR code on the mobile phone. Alipay did not connect with banks through UnionPay. Instead, Alipay negotiated with banks one by one and directly connected with banks.
One of the modes for Alipay offline acquiring is that if the merchant's own cashier system is compatible, all it takes is to install an Alipay code scanning program in the cashier system. The process is to switch to Alipay for payment, use a code scanner to scan the product barcode to get the payment amount, then open Alipay on the payer's mobile phone, and scan the Alipay QR code on the mobile phone with the code scanner. There is no code scanning gun, Alipay also has its own code scanning gun. Another mode for Alipay offline receipt is to install a traditional POS machine. This POS machine is customized and has a built-in code scanner on the front end of the POS machine. Then the process is the same as the code scanner above. If you want to swipe bank cards directly at this POS machine, it is mainly the program of the payment company represented by the service provider itself. That is to say, Alipay currently does offline payment processing, and the hardware it needs to sell to merchants includes: code scanning guns, or customized POS machines. Customized POS machines can also be installed with third-party payment company programs. Alipay receipt is to scan the QR code and pay via mobile Alipay.
At present, when merchants apply for Alipay receipt, the current requirement is that they must install 0.6 to the merchant, but the merchant can be refunded the handling fee. This is subject to service negotiation. Previously, the service provider could independently determine the handling fee for the merchant. But now it is said that only 0.6 can be written in the system, and the payment method is seconds.
The payment process is: personal and corporate Alipay to merchant Alipay. All arrive in seconds. Speaking of the limit, payment is mainly through Alipay or Yu'E Bao. However, credit cards cannot be recharged into Alipay or Yu'E Bao. That means you don’t have to worry about the risk of cashing out. When our merchants apply, they need a business license, which must be a real license, a store photo, and a color photo of the legal person ID card, both front and back. To apply for activation, you need to register a corporate Alipay account.
In fact, the core of payment is the convenience of the process. At present, the whole process is relatively fast with the code scanning gun. The barcode scanner scans the product barcode, and the customer opens the Alipay wallet. Just scan it. The entire process takes one or two steps for merchants and 2-3 steps for customers. Generally, 0.6 is provided to merchants, but currently Alipay subsidizes channel merchants. It is said that all of it can be given to channel merchants.
Alipay not only subsidizes channel providers, but also subsidizes end customers, such as Double Eleven, Double Twelve, and special holidays, and provides discounts. I have never looked forward to "Singles' Day" so much. Just after Double Eleven, I started looking forward to Double Twelve. On Double Twelve, I really spent a lot of money shopping. I wish I had more mobile phones. For example, you can enjoy 50% off on items under 50 yuan. Within that 25 yuan, you can be sure that Alipay will fully or partially subsidize the merchant. Over time, payment habits will be formed. Alipay's customers are mainly consumer merchants, not companies, and the single transaction amount is low. Mainly physical stores on the street facing end customers directly.
Alipay's offline collection is actually just the beginning. Alipay's final strategy is 020, the interoperability of online and offline, and the integration of online and offline. There is also a very long chain on the back end. Our merchants can also open a "service window", which is similar to a WeChat service account. When the merchant collects payment, it can include the payer as a member and obtain the information left by the member in Alipay, such as age group, region, etc., as well as the Based on the consumption data of a person in the system, merchants can later send marketing information to this customer, which the customer can receive in Alipay. Use big data to carry out precise marketing, such as sending cards and coupons, to achieve online and offline communication. The turnover of merchants can also be used as data to raise funds in the Alibaba system. Alibaba also offers credit cards, online banking loans, etc. Merchants open service windows, agents, and service providers can also charge fees. Relevant to the interests of service providers.
At present, the main hardware for Alipay’s offline payment is code scanning guns and customized POS machines. Currently, the products need to be produced by manufacturers. This has only just begun, and many agents have not received the goods. The business has not been officially launched on a large scale. Overall, if you are an offline consumer merchant with regular store resources, you can still intervene in Alipay's offline collection. At present, Alipay's offline collection has a relatively high profit margin. For example, if it is installed to 0.6, the service provider currently gets it all. Even if it gives you 0.2 for settlement, you still have 0.4, and 10,000 yuan is 40 yuan. The space is quite large, and Alipay’s brand reputation is there after all. In addition, there are service windows, financial and other business support.
Of course, the current problem is that it will take a certain amount of time to educate end customers and form usage habits. Currently, the only way to use scan code payment for end customers is to stay at holiday discounts. Of course, this is not good for end customers. The benefit to customers is convenience. The best thing for merchants is that for general merchants, if they use a handling fee of 0.78, the handling fee for Alipay is 0.6, and the payment is faster. For supermarkets, you can use rebate strategies to reduce handling fees and speed up capital turnover. Once again, it is clear that the core of Alipay is the future of 020, online and offline, and the core value for merchants is also to attract traffic online and offline.
Alipay currently has some channel operators across the country, but not many. These channel operators generally have technology development backgrounds. Maybe we have cooperated with Alipay before. Nanjing Waien is currently one of the ISVs. Of course, Alipay also has very strict requirements for children, and has begun to conduct a thorough assessment of market channels. For small agents, the main way to get the Alipay license is to get it from the channel dealer. Some channel providers charge franchise fees. This franchise threshold mainly depends on the channel’s policies.
Merchants need a business license, which is usually issued by a regional agent. One city, one city at a time.
Alipay City Services Government Affairs and Social Security Inquiry
Inquiries can be made in the following ways: 1. For telephone inquiries, you can call the Human Resources and Social Security Consulting Service Hotline: 12333 2. For window inquiries, please Bring your valid ID and social security card number to the window in the office lobby of the local Social Security Bureau to inquire. Is it easy to be an Alipay service provider?
Currently, Alipay officially recognizes the following:
1. Alipay payment code: an expansion of payment code, mainly promoted and used by small and micro merchants.
2. Payment system service provider: a service provider with a technical development team; integrates the open capabilities of the Ant Open Platform through interface development; provides cashiers and other value-added services to offline merchants.
The formal suggestion is to sign a contract directly with the official Alipay. For the payment code service, the conditions are not high, just contact the official website directly. For payment system service providers, this requires technical development capabilities. If you have the ability, you can directly sign a contract with the official website; if you do not have development technology, you can purchase a mobile payment system and then sign an official contract with Alipay. As for being an agent, there are many disadvantages, so you should consider it carefully. Can Alipay service providers make profits?
The profit method of Alipay service providers is the same as that of WeChat Pay. It is mainly based on turnover rebates. Alipay’s official turnover rebate point is 3.5 thousandths. Of course there are different industries.
With the popularity of domestic mobile payments, mobile payment service providers have become the interface chosen by merchants to access mobile payments. To become a mobile payment service provider and have good mobile payment system support to promote merchants and act as an agent, the best choice is to purchase a complete mobile payment system. Can Alipay service providers make money?
People with strong local promotion skills can make money! How to become an Alipay service provider?
WeChat and Alipay have successively launched the smart new retail concept of facial recognition payment, and have started using it in chain stores and supermarkets across the country. In just a few months, many merchant cashier scenarios have been deployed, and as WeChat And Alipay's service providers themselves have obtained their payment authorization. With the help of WeChat and Alipay's third-party payment service providers, they have successfully launched the market, and based on the facial recognition payment system, there is also China UnionPay