In fact, the comparison of credit cards is not absolutely good or bad, but there will always be card friends who don't know how to choose when they apply for credit cards. There are four state-owned banks and more than a dozen commercial joint-stock banks in China. Each bank issues various credit cards and offers many preferential activities. No wonder it is difficult for card friends to choose. Today I will tell you which is better, China Merchants Bank Credit Card or Ping An Bank.

Applied articles

The basic conditions for applying for a credit card are the same. Applicant 18 years old or above, with a certain income and good credit information. In view of the difference between China Merchants Bank's credit card application and Ping An Bank's credit card application, China Merchants Bank's application threshold may be relatively lower. After all, Ping An Bank takes insurance as its main product, and the handling of credit cards is more or less linked to insurance.

Quota commodity

Generally speaking, the amount of credit card mainly depends on the applicant's own conditions, economic strength and credit status, and the amount with better conditions in all aspects will be higher. Generally speaking, the amount approved by China Merchants Bank and Ping An Bank is not very high, but the minimum amount of Puka for China Merchants Bank is 3,000 yuan, and Ping An Bank may be less than 3,000 yuan. It depends on the qualifications of the applicant.

bargain offer

Credit card preferential activities have always been the main aspect to attract cardholders to apply for cards. China Merchants Bank's credit card service has always been well-known, but Ping An Bank is incomparable. In terms of preferential activities, each has its own advantages. China Merchants Bank's credit card offers cover all aspects, while Ping An Bank focuses on insurance and car services. However, as far as the cash withdrawal fees of the two banks are concerned, China Merchants Bank's 1% beat Ping An Bank's 2.5%.

Card type article

China Merchants Bank credit card has always been very popular with the younger generation, because China Merchants Bank has created a variety of targeted cards for students and young people; In terms of high-end cards, China Merchants Bank has not ignored them, such as black gold cards and unlimited cards.

The above is a good analysis of China Merchants Bank Credit Card and Ping An Bank. Although not comprehensive enough, we can also get a glimpse from these aspects. In fact, which credit card is good cannot be generalized. Specific applicants have different choices.