CCB credit cards are used for overdraft consumption. Applying for a China Construction Bank credit card requires the issuing bank to review and evaluate all aspects of the applicant's data. Different card levels of CCB have different overdraft amounts.

1. The credit limit of China Construction Bank regular card is generally between 3,000-10,000 yuan.

2. The credit limit of China Construction Bank gold card is 10,000-50,000 yuan. within the range of RMB.

3. The credit limit of China Construction Bank Platinum Card is generally more than 50,000 yuan.

4. The maximum cash withdrawal limit of China Construction Bank credit card can reach 30% of the actual limit.

China Everbright Bank advertises platinum card with a high annual fee-free limit!

CCB credit cards allow overdraft. The maximum overdraft limit is generally the credit limit of the card, and the maximum overdraft cash withdrawal limit is generally one-half of the credit limit. In addition, there is no interest-free period for overdraft withdrawals. Interest is generally calculated from the day the overdraft is withdrawn, and interest is compounded monthly at a daily interest rate of 0.5%.