Compared with other state-owned banks and commercial banks, rural commercial banks do not seem to be well known. In fact, rural commercial banks also have credit cards, and the use of credit cards by rural commercial banks is the same as that of other banks. Next, Bian Xiao will talk about credit cards of rural commercial banks.

Rural commercial banks have long been based on the rural financial market and played an irreplaceable role in the rural financial market. In addition to traditional businesses such as deposit and loan business and settlement business, rural commercial banks have also developed intermediary businesses such as agency fees in recent years. The service targets of rural commercial banks are mainly for agriculture, rural areas and farmers, small and micro enterprises and individual industrial and commercial households.

Rural commercial banks have a low threshold for applying for credit cards, and they also regularly offer credit card points and other preferential activities.

The maximum withdrawal amount of credit cards of rural commercial banks is 50% of the original amount.

Methods of increasing the credit line of rural commercial banks;

(1) Cards that have been used frequently for more than half a year;

② The monthly credit card amount approaches or exceeds the credit card amount;

(3) Use a credit card and try to make a one-time repayment;

④ No bad records such as overdue;

⑤ Generally, you can apply to the bank for amount adjustment.