Interest-free By checking the credit card information published by official website, the People's Bank of China, as long as the credit card is repaid in full from the date of consumption to the date of repayment, the credit card line used during the period will not generate interest, so the one-time full repayment of Xiaomi House is interest-free. Xiaomi Home is a direct customer service center established by Xiaomi Company, which provides technical support services for Xiaomi mobile phones and their accessories, and is a communication place for Xiaomi fans.