How to use the credit card of World Card King
Used for consumption, financial management, etc. According to relevant public information, around 2005, China's economy continued to develop rapidly. There was a person named Liang Yu. Liang Yu, male, was the King of Cards in China. President of China Cardholders Association and founder of JETCO Enterprise Group. Specializing in credit cards for more than ten years, he has applied for and collected more than 500 credit cards of various types from banks. He has become the person with the most credit cards (active cards) in the country and even the world, so he is hailed as the "Card King of China" by the media. He uses so many credit cards mainly for consumption and financial management, and has special books and lectures on how to use credit cards to manage finances.
What are the product advantages of BOC Global Credit Card?
Advantages of Bank of China Global Credit Card Products:
1. BOC Wealth Management VIP Service (limited to Xiamen area).
Co-branded gold card holders can enjoy the priority counter services equivalent to those of Bank of China Wealth Management VIP customers at the counters of Xiamen Branch of Bank of China. The priority services at the counters of branches across the country will be separately determined by the head office. notify. Gold card customers with co-branded cards in Xiamen can apply for a BOC Wealth Management VIP card. The card will be issued after approval by the person in charge of the personal finance department or bank card department, and enjoy BOC Wealth Management VIP services:
(1) VIP window priority service : Prioritize processing of various services at all VIP windows of Bank of China outlets without waiting in line.
(2) Enjoy private financial management space at the National Financial Management Center, with services including overseas wealth management, wealth investment management and global business travel services.
(3) A professional investment advisory team composed of elites in foreign exchange, securities, funds, insurance, gold, law, finance and other fields can provide you with financial consulting based on your long, medium and short-term investment needs. .
(4) Provide you with the latest economic and financial information, market trends, financial products and service information and analysis at home and abroad, and hold special lectures regularly.
(5) Preferential services: Enjoy preferential rates for dozens of banking services such as remittances, collections, bank cards, safe deposit boxes, loans, etc., as well as consumption discounts from BOC wealth management cooperative merchants.
2. Cash deposits and withdrawals across provinces and cities across the country are exempt from handling fees.
3. Make an appointment to purchase exclusive financial products for VIP customers.
4. Cross-regional reservation service: through the national financial center network, make reservations for VIP financial services in other places, and provide assistance and consultation on non-financial business.
5. Xiamen Airport VIP Lounge. Gold card customers can enjoy the Bank of China wealth management VIP lounge services at Xiamen Airport with their cards.
6. Selected preferential merchants. Co-branded cardholders enjoy exclusive discounts from tens of thousands of Bank of China alliance merchants (catering, entertainment, brand stores) around the world. At the same time, you will also enjoy the preferential services of mobile selected merchants provided by Xiamen Mobile Company (China Mobile will start to open new merchants, and re-sign with old merchants, and gradually open preferential services of old merchants).
7. Priority service from mobile companies.
8. Co-branded gold card holders can use their cards to enjoy VIP special seats and priority processing services in the business hall of China Mobile.
9. Dedicated account manager.
Warm reminder: The preferential rights and interests will be adjusted at any time according to business development and market changes. Please refer to the actual product promotion.
The above content is for your reference, please refer to actual business regulations.
What are the benefits of the credit card gold card? You can enjoy these
Most people who apply for credit cards hope that the higher the level of the card they can apply for, the better, because different Depending on the card level, cardholders enjoy different benefits and privileges. As a mid-range credit card, what are the benefits of the Gold Card?
1. High credit limit
The credit limit of gold cards of various banks is higher than that of ordinary cards, generally between 10,000 and 50,000 yuan, which can better meet the needs of long-term customers. Cardholders’ consumption overdraft needs.
2. Receive free insurance
The insurance business is a gold card benefit that ordinary cards cannot enjoy. For example, gold card customers of China Guangfa Bank can receive free insurance every year starting from the day after the first payment. Comprehensive general accident protection and traffic accident protection, the general accidental injury insurance amount is 50,000 yuan, the aircraft accident injury insurance amount is 1 million yuan, the train, ship, rail transit accident injury insurance amount is 200,000 yuan, and the car accident injury insurance amount is 50,000 yuan.
3. Medical assistance
Some bank gold cards provide emergency oral message transmission and hospitalization medical expenses guarantee. Generally, the maximum compensation for accidental medical treatment is 5,000 yuan, with a deductible of 300 yuan for each time, and 80% of the compensation is paid. . The general accidental hospitalization allowance is 30 yuan/day, with a maximum of 30 days of compensation for each hospitalization, and a maximum of 180 days of compensation in total.
4. Full-time account manager service
Provide full-time personal account managers for gold card users, including providing consultation and appointment services, and assisting in handling various banking services.
5. Professional financial advisory services
Provide a series of professional, personalized and comprehensive services such as financial analysis, investment and financing consulting suggestions, financial planning services, and financial product promotion.
6. Exclusive VIP customer activities
Invite gold card customers to regularly or irregularly participate in various special fashion salons and advanced financial management lectures, and invite professionals to analyze market trends, Train financial management knowledge, share investment experience, experience high-quality VIP activities, etc.
7. Financial information services
In fact, what are the benefits of a gold credit card? Different banks and different card types will have different benefits and rights. The above rights and interests are only available for gold credit cards. Basic protection and value-added services. If you want to apply for a credit card gold card, you need to understand the specific benefits based on the card type
Is the lecture on fast credit card limit increase true?
Is it true? Increase the number of banks The credit card limit is available in the following ways:
Provide sufficient proof of financial resources when applying for the card. When applying for a credit card, try to provide as much proof of your financial resources as possible, such as income certificate, bank deposit certificate, real estate certificate, car ownership certificate, etc. The bank will evaluate the assets of the card applicant based on these certificates. If the card holder has a deposit in China Construction Bank or is a civil servant, it will also help the card holder to obtain good credit, and it will also help to obtain a higher credit limit under approval;
Swipe as many cards as possible Consumption. The bank will make a comprehensive evaluation based on the customer's past card use. It is recommended that cardholders diversify their consumption types when swiping their cards, such as home appliances, catering, supermarket shopping, etc., and try to spend as much as possible in physical stores. The bank's credit card center will adjust the limit based on the cardholder's credit card utilization and repayment record;
Ensure a good repayment record. After using a bank credit card for consumption, make sure to repay the money on time every month before the repayment date. Once the payment is overdue, not only will you have to pay a high late fee, but you will also have a bad credit record, which will affect your future credit card applications. If there is an emergency and you cannot repay in time, you can call the bank's customer service hotline to apply for an extension of repayment;
Apply for an increase in the temporary limit. Bank credit card holders can apply to actively increase the temporary limit. The bank will comprehensively assess the limit range that the cardholder can increase based on the cardholder's usual consumption and repayment status. If you frequently increase the temporary limit, the bank will think that the demand for credit cards is relatively strong, so it is not difficult to increase the fixed limit. The temporary limit needs to be paid off in one go, so cardholders should be careful not to incur late payment fees.
Bank credit card application limit increase services are basically based on these methods.
What are the advantages of BOC Zhejiang CTS Credit Card products?
The product advantages of BOC Zhejiang China Travel Service Credit Card:
1. Enjoy discounts by swiping the card: Cardholders can enjoy a 50% discount on the retail price of all travel products of Zhejiang China Travel Service, with a maximum discount amount of 800 yuan. . This discount is not applicable to special prices and single services, such as single air tickets, single car bookings, single room bookings, etc. The above discounts are not applicable to single services.
2. Zero fee in installments: swipe the BOC Zhejiang China Travel Service Credit Card to enjoy 6 installments of zero-interest and zero-handling fees for purchasing travel products in stores (not compatible with swiping the card to enjoy discounts).
3. Birthday care: BOC Zhejiang CTS credit card holders who sign up for provincial CTS travel products on their birthday can enjoy a 93% discount (limited to the individual), with a maximum discount amount of RMB 800.
4. Enjoy short-distance travel: Bank of China Zhejiang Provincial China Travel Service Credit Card holders can participate in a free short-distance one-day trip to Ningbo and surrounding areas organized by Provincial China Travel Service once a year (limited to the individual).
5. Travel accident insurance: BOC Zhejiang China Travel Service Credit Card holders can enjoy a travel accident insurance gift from Zhejiang China Travel Service when participating in group tours.
6. Lectures and style gatherings: BOC Zhejiang CTS credit card holders can enjoy various lectures and forums on financial management, Chinese studies, art appreciation, economics, finance, etc. organized by Bank of China, and participate in style gatherings organized by Bank of China. , fitness, photography, DIY and other various activities.
Activity Rules:
(1) The above activities are only available to UnionPay Gold Cardholders of Bank of China Zhejiang CTS Credit Card.
(2) Card transactions must be conducted through the UnionPay card organization network. Use of other payment channels other than the above-mentioned card organizations (such as Alipay, Tenpay, online banking payment, quick payment, etc.) will not participate in the event.
(3) Transactions that occur through the UnionPay network are subject to the local time when the merchant confirms the transaction (delivery). In the event of an order split initiated by a merchant, the actual transaction amount after the order is split, that is, the transaction amount shown on the Bank of China credit card statement, shall prevail.
(4) During the event, if the cardholder fails to repay the credit card balance, has the credit card payment stopped, or is involved in or is suspected of engaging in illegal activities, violations, or violation of the relevant credit card use contract, etc. , that is, they are no longer eligible for such activities.
(5) Bank of China will, to the extent permitted by law, reserve the right to cancel this event or amend the relevant terms of the event (including but not limited to event time, event content, event rules, etc.) as necessary.
Warm reminder: The preferential rights and interests will be adjusted at any time according to business development and market changes. Please refer to the actual product promotion.
The above content is for your reference, please refer to actual business regulations.
Hua Xia Elite Premium Platinum Credit Card offers all-round privileges
Hua Xia Elite Premium Platinum Credit Card is a high-end credit card customized by Hua Xia Bank. Hua Xia Bank's most high-end card is suitable for corporate and urban elites. Of course, the basic annual fee of China Elite Platinum Credit Card is higher than that of ordinary credit cards. The annual fee is 680 yuan, the interest-free period is up to 56 days, the credit limit is more than 50,000, and the cash withdrawal limit is 30% of the credit limit.
What are the basic benefits of China Elite Platinum Credit Card?
Business travel airport VIP lounge. As a Chinese elite? As a valued customer of the Platinum Credit Card, you can enjoy convenient and luxurious VIP lounge privileges at Huaxia Airport, covering more than ten cities across the country. Business trip, VIP enjoyment. Car driving. With just one reservation call, you can enjoy 5 car driving services throughout the year after signing up. Travel with ease and without hindrance. Roadside Assistance. You can enjoy year-round roadside assistance services: on-site minor repairs, fuel delivery, battery charging, towing and various other car rescue services. Road danger, quick support!
In terms of transportation, the Huaxia Elite Platinum Credit Card also has exclusive privileges.
Navigation insurance. What if you use China Elite yourself? When you pay for air tickets or group tours with your Premium Platinum Credit Card, you can enjoy aviation accident insurance up to NT$2 million. Escort, more protection. Business Travel Pass. What if you use China Elite? If you book air tickets on the China Travel Express platform with the Premium Platinum Credit Card, you can enjoy double business travel gold rewards (spending 100 yuan will accumulate 1 yuan of business travel gold), which can be used as cash when booking air tickets on the Business Travel Express platform in the future. Business travel, more surprises!
Privileges in other aspects of life are mainly reflected in the following aspects:
Quality life and smooth golfing. You can enjoy the top golf service of free playing on the green twice a year, and the venue selection covers 50 standard golf courses across the country. Return to nature and show your style. Medical health. Hua Xia Bank Credit Card Center provides you with personal medical services: 5 appointment registrations at well-known hospitals and 2 full-course medical guidance services throughout the year. Easy medical treatment and full care. Lawyer consultation. Practicing lawyers with solid legal foundation, rich practical experience and strong overall strength provide you with free and unlimited extended legal consulting services. Solve problems and live with peace of mind. Lectures/Tasting Events. As a Chinese elite? Distinguished customers of Platinum Credit Card, we will provide you with various exclusive theme salons and platinum privileges from time to time, including: wine club, women's club, health check-up booking, etc. Supreme identity, colorful life.
The discounts on financial management are also worthy of attention.
Easy financial management fee reduction. As a Chinese elite? As a valued customer of the Premium Platinum Credit Card, you can enjoy reductions in multiple fees, including: loss reporting fees, over-limit fees, expedited card application fees, letter express fees, and SMS transaction reminder fees. More benefits, less burden! Easy Gold offer.
If you pass the credit review, Hua Xia Bank Credit Card Center may invite you to use Express Gold's guarantee-free cash installment for personal and family cash consumption expenditures, and you will enjoy a 20% discount on the rate for the first time. Worry-free, fast and easy access to cash! Flexible installment offers. You can choose to convert any unbilled consumption (single amount not less than RMB 500 or equivalent) into interest-free installments of up to 24 periods, and enjoy a 20% discount on the exclusive rate for first-time users. Multiple options, flexible funds!
When using the Hua Xia Elite Platinum Credit Card, the advantages of the Hua Xia Elite Platinum Credit Card also include:
The Hua Xia Elite Platinum Credit Card also provides card loss protection services. . Hua Xia Bank Credit Card Center provides you with the industry’s longest card loss protection of 120 hours before reporting loss. Hua Xia Elite? The premium platinum credit card has a maximum card loss protection of RMB 100,000. Extra long guarantee, peace of mind from now on! Starting amount. To show your distinguished status, Chinese elite? The Premium Platinum Credit Card offers an exclusive starting limit of RMB 30,000, providing more convenience for your daily consumption. A higher limit shows your dignity! Quick card issuance. Provide free fast card issuance service and express card delivery. No complicated procedures are required, the application process is shortened, the efficiency of card application is improved, and you enjoy convenience.
VIPs enjoy exclusive card opening gifts. "Spend 5,800 yuan and receive a gift worth 220 yuan" from now until December 31, 2012, who are the Chinese elites? Premium Platinum Credit Card customers can enjoy dazzling and exquisite gifts or receive 100,000 points as long as their cumulative consumption reaches RMB 5,800 within three months after the card is approved. The first time you spend 50, you will get a 50 phone card.” Huaxia Elites who apply for Hua Xia Credit Card for the first time? Premium Platinum Credit Card customers can also participate in the “First time you spend 50, get a 50 phone card” activity, activate the card within 45 days after the card is approved, and make a single purchase of 50 yuan or more. , you can enjoy the special offer of "50 yuan mobile phone credit" for free, and you can easily activate it and receive a 100% reward. The annual fee for the Huaxia Elite Platinum Credit Card is RMB 680 per year. It will be collected at the beginning of the next year. If your accumulated consumption points reach 50,000 points in the current year, you can apply for the annual platinum fee.
The Hua Xia Bank Credit Card Center provides you with 24-hour attentive platinum hotline service. You can contact us if you have any questions. Call the Platinum customer service hotline at 400-67-95577 at any time. Exclusive customer service, showing its superiority.
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