Credit card bonus is a kind of reward rights given by banks to cardholders.

In specific consumption areas, credit card credits can be used to deduct the consumption amount. For example, when refueling, 5 credit card credits can be used.

In daily life, credit cards are used more and more frequently. The amount in the credit card can not only be traded at the bank, but also through online payment methods.

How to use the credit card?

There are three ways to use card credit: consumption to deduct the transaction amount, bill installments to offset the repayment amount, and using card credit directly.

Consumption deduction transaction amount: Bank of Communications credit card credit is the feedback received by Bank of Communications credit card users after using Bank of Communications credit card consumption. This credit card amount can be used to deduct the corresponding amount on the next consumption.

Deduct the repayment amount from the bill installment: If you choose the credit card bill installment, and if the credit card credit is eligible for deduction, you can use the credit card credit to deduct the repayment amount.

The principle of direct consumption with card swiping funds is similar to the principle of point redemption. You can directly use card swiping funds to consume. If the amount is insufficient, you can use your credit card limit to pay.