The term of a credit card only means that you can replace it with a new card in a few years. As long as you have money on the card and enough money to pay the annual fee, it will not be canceled
< p> However, you need to bring your ID card to the ICBC branch where you originally reported the loss of your credit card to unlink the credit card and withdraw the balance from the card.If you want to re-apply for this card , you also need to contact the credit card staff of ICBC of Xi'an Jiaotong University to reapply for this card, which will take 20-40 days to wait. After the card arrives at ICBC, the ICBC credit card staff will notify you via text message or phone call. At that time, you will take your ID card to the counter of an ICBC branch to receive the reissued credit card, fill out a personal customer business application form, and activate the card
Swipe the card five times a year, or once Swipe 5,000 to get the annual fee waived. If it is a quasi-credit card, it is best to deposit enough money on the card. Otherwise, you will have to pay a daily interest rate of 50,000 for overdraft. In addition, recharging your Alipay account or shopping online are counted as consumption times.