If the cardholder's existing credit limit is insufficient, he can apply to China Construction Bank for a temporary increase in credit limit in advance, and China Construction Bank will adjust it for you according to your credit status and card usage. If you need to temporarily increase the amount of CCB Longka automobile card, please call the 24-hour service hotline and provide relevant materials as required. The temporary credit line is valid for up to 3 months, and your credit line will be automatically restored to the original one after expiration. The credit limit of the secondary cardholder is set by the primary cardholder. If it is necessary to adjust the temporary credit limit of the secondary card, the cardholder of the primary card must apply.
If the cardholder wants to increase the credit limit for a long time, he/she needs to call the 24-hour customer service hotline of CCB Credit Card 4008200588 to apply for adjusting the credit limit of CCB Longka Automobile Card after 6 months. According to the cardholder's card use history and repayment records in the past six months, CCB will inform the customer of the audit results within one week. If the cardholder can provide some assets proof materials when submitting the application, he can get a higher credit limit.