If users need to use credit cards (debit cards), and the rights and interests provided by credit cards (debit cards) of rural credit cooperatives just meet the needs of users, then credit cards (debit cards) of rural credit cooperatives are worth handling. Users need to use some special rights and interests. When the credit card (debit card) of rural credit cooperatives cannot meet the needs of users, the credit card (debit card) of rural credit cooperatives is not worth handling.

Due to the different needs of each user, there is no difference between good and bad credit cards of rural credit cooperatives, and only those that are suitable for users are the most worthwhile.