Paypal credit card charge back is charge back

To reduce charge back, we must first understand the type of buyer charge back:

Buyers charge directly to the bank There are three main types of back:

1. Not receiving the goods 2. The item does not match the description 3. Unauthorized

Then there are more charge backs in general virtual transactions. Yes, normal virtual trading is that at most 2 orders out of 100 orders have charge back

The ratio is 0.3-1.9. At the same time, more than 3 charge back is abnormal and very dangerous.

Virtual is divided into several parts: 1. Game operators 2. Gold coin equipment trading 3. Virtual point cards 4. Some software, videos, and other services

Mainly talk about virtual games and virtual games Card transaction:

Virtual game: 1. Do virtual phone verification. If you don’t talk to the PayPal holder according to the PayPal information requirements, the buyer will be asked to send some photos, such as ID or driver’s license verification photos. Is the address consistent with the paypal address?

Or ask foreigners to fill in or authorize the certificate

2. Establish a direct blacklist database and pay special attention to some IP segments that are easy to be charged back

3. There is an interesting story about the buyer’s behavior: The foreigner spent so much money to afford the gold coins. Before he placed the order, I told him to place less for the first time. He also said OK, but There are still so many orders after they arrive, okay, let me verify it! I sent the photo, made a phone call, and checked the address. Everything was OK. When I went online to trade, I found that the foreigner was not a member. He was a member in the game. How much money could he afford to buy so many gold coins? Can’t afford an 8-dollar membership? There's a problem! !

Charge back will not incur the so-called $40 fee. The fee incurred is as follows: If the buyer charges back, if you have enough evidence to prove that the buyer consumed it and it was consumed by himself, then you can Appeal to Paypal to recover the funds, and a fee of US$10 will be incurred at this time. For any questions about PayPal, you can go to Baidu and PayPal business consultant zoey