After the credit limit of Everbright Credit Card (Debit Card) is reduced to zero, users can save money before spending and accumulate a good credit record. Then we will see if China Everbright Bank can take the initiative to restore credit cards (debit cards) after a while. If not, you can take the initiative to apply for restoring the credit line, and Everbright Bank will re-evaluate the credit line according to the performance of users in recent days.

For users, reducing the quota to 0 is a serious punishment. In the meantime, if users have the demand for overdraft consumption, they can try to apply for a new card.