The steps to receive it are as follows:

1. Download and install the "elife plus" WeChat applet. You can search for "elife plus" in WeChat and click to enter the mini program page to download and install.

2. Open the "eLife Plus" WeChat applet and find the "Popular Product Red Packet" activity page.

3. On the "Popular Products Red Envelope" activity page, find the "Bloom" button and click to participate in the Red Envelope activity.

4. If you apply for a new designated ICBC credit card product and activate it during the event, you will have the opportunity to receive an instant discount of 20 yuan1.

5. You can use the ICBC Mobile Banking APP to view and receive red envelopes. Open the ICBC Mobile Banking APP, search for "ICBC Credit Card", click "All", and select "Coupons" to view the red envelopes received.

6. In the coupon list, click on the red envelope you want to use and click "Use" to see a list of online merchants that support the coupon.