it's easy to make a small loan. Qinqin Small Loan is an old platform, which is relatively easy to apply, does not need collateral, is based on personal credit, and has no restrictions on professional income. It provides a loan period of 1-6 months with a quota of 5-1, yuan. Generally, it is enough to place an order after completing the information. Generally, the review time is 1 to 3 working days. After placing an order, it is enough to wait for the review. Generally speaking, after approval, the money will be paid to the reserved bank card or Alipay account on the same day or the next day.

first, the audit of the small loan

the small loan is a very good lending product, although the strength of this thing is not very deep, the basic consumption demand of this thing can still be met. Whether it is good or not to kiss a small loan varies from person to person. Some people are not qualified enough to apply for the next paragraph. Some people passed quickly and borrowed money in half an hour. The first step of the small loan audit is system audit, which systematically reviews the information submitted by the borrower to determine the qualifications of the borrower. The second step is manual audit, and the customer service staff of the small loan calls to verify whether the user information is true.

second, the small loans are targeted at the crowd

for old customers, first of all, everyone must ensure that the previous loan repayment records of small loans are excellent, and there are no bad situations such as overdue, otherwise, not only the quota will not increase, but the existing quota is likely to be deducted. There is no adverse change in the credit status. After the new loan application, the personal qualification of the applicant will be re-examined. If the qualification is poor or does not meet the requirements, it is undoubtedly difficult to reach 5 places. Bian Xiao suggested that everyone should pay attention to their credit and keep a good credit record. For new customers, it will be difficult to reach the maximum amount for the first time, but we can try to ensure that the personal data are true and effective in the following ways, and at the same time try to be perfect and specific. The basis for giving the quota to the users of small loans is the personal data submitted by everyone.

Therefore, you should pay attention to fill in your personal information in detail when applying for a small loan, otherwise the system review will take more time and even lead to rejection. Keep your mobile phone turned on after submitting the materials, so as to avoid affecting the loan application because you can't borrow the audit phone.