Xi Minsheng Bank needs to provide proof of income and original ID card when handling credit cards. The specific steps are as follows.
I. Processing conditions:
1, age 18-65 years old, with civil capacity.
2. Have a stable income and provide proof of income.
3, personal credit should be good, no bad record.
Whether you can successfully apply for a credit card is also related to your occupation.
Generally speaking, a stable job is a necessary condition for successfully applying for a credit card.
6. Foreign and overseas personnel and officers in active service should issue temporary accounts issued by local public security departments or certificates issued by relevant departments, and provide guarantee units with guarantee conditions or guarantors with local accounts and working in the local area.
Two. Information required for credit card processing:
1, identification materials;
2. Proof of work and income;
3. Proof of financial resources;
4, academic titles, professional qualification certificates, own real estate license, own car driving license and other auxiliary materials.
Third, the handling process:
1, apply for an appointment online;
2. Three to five working days after the appointment, a staff member will come to contact and collect information;
3. It takes about 7 to 10 working days for the banking system to review personal information and call back;
4. If approved, the credit card will be sent in about 10 working days.
What are the requirements for Xi 'an to apply for a personal credit card now? Online waiting
Requirements for handling personal credit cards:
1. The applicant should be 18~60 years old, have certain economic ability and have a good credit record.
2. Application materials: a copy of the front and back of the ID card and a work certificate issued by the unit.
3. Providing the following information will help to increase the credit limit: a copy of the real estate license (including my name) and a copy of my car driving license.
How to apply for a credit card in Xi?
Hello, if you are interested in our credit card and have never held our credit card, you can apply in the following three ways:
1. Please log on to the credit card website, select "Apply for Credit Card"-"Application Channel for New Customers", fill in the simple reservation information online and wait for the bank's approval. If approved, a Commissioner will come to serve you. If you want to handle the transaction in this way, please confirm your region first, and whether our bank can provide free reservation service (the result will be displayed after selecting the province/city/region);
2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person.
3. Please call 4008205555-3#- 1 to make an appointment manually.
If you have any other questions, please add QQ corporate customer service 4008205555 or find WeChat WeChat official account "China Merchants Bank Credit Card Center" and add attention.
I am a pure white family. How do I apply for a credit card in Xi?
If you meet the requirements of China Merchants Bank's credit card application, you can try to apply. The most important condition for applying for China Merchants Bank credit card is 18-60 years old (25-60 years old for foreigners), with certain economic ability and good credit record. Please refer to the actual audit of our credit card application results. The necessary application documents are copies of identity certificate and work certificate. If you can provide other financial documents, it will be more helpful for us to understand your personal situation and judge the credit limit. If you are interested in China Merchants Bank credit card and have never held our credit card, you can apply in the following four ways: 1. Please log on to the credit card website and select "Apply for a Card"-"Apply for a New Customer"; 2. Please bring your original identity certificate, work certificate and financial documents to the business outlets of China Merchants Bank in person; 3. You can also call the customer service hotline, select "3#" in the voice for credit card application consultation, and then select "1" to transfer the service specialist to register for you, and inform our local staff to contact you to confirm the application. 4. If you have applied for the professional version of our online banking, you can apply through the professional version. Remind you that credit card verification is subject to the final audit result.
What bank credit cards can Xi 'an apply for?
Ordinary banks can basically handle credit cards.
Conditions for users to apply for credit cards: Credit card users should be between 18-60 years old and have relatively stable income or large assets such as garages. In addition to basic information such as ID number and mobile phone number, the bank will also ask the applicant to provide information such as education, professional status, company address and residential address.
When users fill in the information, they can write it more appropriately if they encounter the income column. White-collar workers who work longer hours can be promoted and must fill in the company's fixed telephone number.
Extended data:
Precautions for credit cards:
1. In this information age, repayment methods are diversified, and you don't have to go to bank outlets or ATM machines to transfer money. Credit card repayment methods include Alipay repayment, debit card binding automatic repayment, UnionPay online repayment and online banking transfer repayment. So choose the right way and repay in the quickest and most convenient way.
2. Provide more financial proof materials. In the case of blank credit information, banks determine the credit limit of credit cards through their own financial conditions, and providing more financial certificates is helpful to improve the credit limit of credit cards.
3. Anyone who has unreasonable charges for credit cards can call customer service to bargain with customer service and apply for cancellation of unreasonable charges. If the customer service doesn't agree, you can stick to the complaint until the end, and generally win the case.
4. When using a credit card for online payment, you should bind the credit card, carefully check it, including the four digits on the back, and then bind it after confirming it is correct. When paying online, besides seeing the last four digits clearly, you should also be optimistic about whether it is a debit card or a savings card.