There is no extra charge for using CCB's consumer card, but there will be a certain fee for withdrawing cash with the consumer card. Each fee is 1% of the cash withdrawal, but the maximum fee will not exceed 100.

1. In overseas non-US dollar areas, if you swipe your card through POS, you need to charge 65438+ 0.5% of the original consumption amount converted into US dollars, and charge the cardholder in US dollars.

2. When a credit card is swiped in consumption abroad, when the transaction currency is different from the account settlement currency of the credit card holder, a foreign exchange handling fee will be charged, that is, 0.5% of the settlement amount of each transaction in 65438+ account currency.

Note: Cards with global payment and automatic foreign exchange purchase functions are exempt from foreign exchange exchange handling fees, such as Longka Global Payment Card.

Extended data

China Construction Bank charges credit cards and calculates interest according to the following standards:

The interest of CCB's credit card, whether it is credit card swiping, cash withdrawal or installment payment, is basically calculated by circulating credit interest;

According to the regulations of CCB Credit Card Management Center, credit card holders can enjoy a 50-day interest-free discount when they repay all loans on the repayment date.

CCB also provides the minimum repayment method, so as long as you don't repay in full, you will no longer enjoy the 50-day interest-free repayment period and pay the corresponding interest.

CCB's credit card interest is calculated from the date of credit card overdraft until the loan is paid off. The daily interest rate is five ten thousandths, and compound interest is charged monthly.

Concrete calculation of credit card interest of CCB: (current consumption amount-minimum repayment amount) 0.05% (actual repayment date-due repayment date)