1. According to the inquiry of China Travel Service. Com, most bank credit cards provide time tolerance service for cardholders, that is, repayment grace period. As long as the cardholder repays within the grace period, it will not be regarded as overdue repayment and will not be reported to the credit bureau.
2. Modify the credit card billing date. There are still many card friends who don't know that the date of credit card bill can be modified. Modifying the billing date is equivalent to delaying the repayment time. The longest interest-free period of a credit card is 50 days. After the bill is revised, the repayment can be delayed for nearly 30 days at the longest.